Ever wondered how your car insurance premium is calculated? What factors are taken into consideration? Why you are asked so many questions?

In Ontario, what does â€Å"No Fault” insurance mean?

With the first day of school approaching, drivers can expect to encounter young children commuting to school for the first time in almost 3 months. Many drivers can be particularly unprepared for the increased road traffic, crossing guards, bicyclists and pedestrians during the morning and afternoon drive times.

Effective July 2nd 2008, all Canadian drivers caught driving under the influence of drugs or alcohol will no longer be able to refuse roadside sobriety tests and will now face tougher penalties including the following.

My insurance company said that my vehicle was a "total loss" after my accident. How did they decide that?

Introduction Welcome to the July 2008 edition of the InsuranceHotline.com Insider newsletter.In this issue, learn about how to avoid becoming a victim of Auto Insurance Scams, find...

It's a beautiful Saturday morning and you decide to take your car out for a spin. But when you open your front door, you discover your vehicle has been stolen right from your own driveway. Immediately you ask yourself "out of all the cars in the world, why steal mine?"

There is no specific age when a person is legally required to stop driving. It's important to understand getting older doesn't necessarily turn people into bad drivers. Drivers between the ages of 55 and 70 have the lowest rate of collisions of any group in Canada as presented at the Aging Driver Mobility Forum in Toronto. However, once over the age of 75, the collision rate is similar to that of young beginner drivers.

Is it necessary to contact the police after a car accident?

New and Improved NewsletterWelcome to your new and improved newsletter, the InsuranceHotline.com Insider. A special thank you and congratulations is owed to Ross M., the...