When shopping for auto insurance rates or dealing with a claim, many of the terms used may leave you confused and overwhelmed. It is important to have an understanding of the basic terminology in the car insurance world in order to help you successfully navigate through obtaining a car insurance policy. Below you will find a list of terms used in the industry to familiarize yourself...

Everyone has insurance questions, and many of the same questions come up again and again. These common questions about how insurance works and how to get the best deal have straightforward answers that will make managing and purchasing an insurance policy easier. Get the answers to all of your questions quickly and easily, and make insurance a little less confusing...

In the Toronto area, there will be a deep freeze this week - first of the winter season. And on top of the deep freeze, there will also be snow falls. The Toronto Police Service has put together some reminders for drivers:

Everyone has been in a situation where they have witnessed someone driving poorly – whether they are speeding, driving recklessly, or engaging in an illegal activity like talking on a cell phone while driving. While in many cases these drivers go past without much...

PRESS RELEASE: December 12, 2012 - Winter is here and in the event of an unfortunate circumstance, it’s important to know how to handle a roadside emergency. InsuranceHotline.com offers these important tips to remain safe, get the help you need and stay warm during an emergency in the winter. Understanding what to do in a roadside emergency is crucial...

With winter comes slippery roads, poor visibility and simply more dangerous driving conditions. This means that drivers are a higher risk of an accident, and it also means that the odds of getting a ticket are increased in some areas. Slick roads that cause people to accidentally run stop signs or red lights, or slide during turns often result in tickets and accidents. These things result in insurance rate increases. Watch out for these winter dangers that can hurt your premiums...

When it comes to saving money on car insurance, there are plenty of tips and advice out there, not all of them accurate or even a wise decision. To really lower your insurance quotes and rates without giving up coverage or the service you want from your insurance company, follow these insider tips. They are the top secret and incredibly easy ways to pay less for auto insurance...

In this week's blog entry I'm going to address speed limits. Seems simple enough right?. This is one area, believe it or not, many drivers just don't seem to understand. As you probably are aware, legal speed limit signs themselves are black (numbers) on a white (background) and are rectangular in shape. This is significant. Any road sign that is black on white is a called a "Regulatory Sign" simply meaning it's the law 24/7...

When it comes to getting a new car, you have two main options – buying and leasing. Both sides of the coin come with pros and cons, and of course your insurance may be something that is on your mind when you’re making the decision as well. When choosing whether to buy or lease, there are a few main factors to take into consideration...

Canadian drivers know that our winters can make road conditions slippery and dangerous, and that means that being on the road during those months carries more risk than during dry summer months. Unfortunately, many drivers have some bad driving habits that could result in an accident or a roadside emergency that result in injuries...