Does your car insurance rate make you feel like you’re getting a great deal, or do you worry you could be overpaying? InsuranceHotline.com users know the answer to that question, and so could you. The only way to know for sure if you’ve got a great rate is to shop and compare; if you don’t know what is out there for you, you could keep overpaying for years. If you want to feel confident in your insurance rate, follow a few simple steps.
Why You Should Shop Around
Insurance companies aren’t trying to charge you more than you should be paying, but they do all have their own way of rating a driver. That means that what one insurance company charges you is different from what another charges you. It’s simply the way insurance works, and it’s why shopping around is the only way to see if you could be saving.
Comparing rates doesn’t oblige you to do anything, so you can get quotes and still decide to stay with your current insurance company. It’s possible you do already have the best deal, but the only way to know for sure is to take the time to compare rates on a regular basis.
Shopping Around Is Easy
There’s no need to spend a day calling around for rate quotes repeating information, and waiting for calls back with numbers. Today InsuranceHotline.com lets you get no-obligation, fast, free quotes from Canada’s top insurance companies in a fraction of the time.
"I loved how easy it was to get quotes and find one that is less than I am presently paying…I would recommend your site to anyone who wants the best insurance at the best price."
– Rui Neto, InsuranceHotline.com customer.
People who shop for insurance quotes online get more than one quote to consider and compare. Simply enter your information one time, and get unbiased quotes returned to you to peruse at your leisure. It’s the easiest way to shop for insurance.
The Savings Could Be Big
Many people think that the rate differences can’t really be that much, and that there is no point wasting time shopping around. The truth is that rates between insurance companies can vary greatly. You could actually save hundreds of dollars every year by shopping around.
Over a few years, taking the time to shop around for a better rate can lift your savings in the range of thousands of dollars; that’s money you could be using for a lot of other things, including taking good care of your car.
Anyone Can Save
Don’t think that just because you have a ticket or an accident on your record you have no hope of getting a great rate. Especially if you are facing rate hikes due to a ticket or accident, you should get some comparison quotes to see if there’s a better rate for you.
Every insurance company looks at tickets and accidents differently; some won’t charge you as much for that ticket, so take the time to shop around.
How Often Should You Compare Rates?
You can check rates as often as you like, but once a year is a good habit to get into. Most people choose to shop around on renewal to make a smooth transition, but there is no real reason to wait. You can shop around any time.
It’s especially important to shop around when you have a ticket or an accident coming off your record. You could qualify for much better rates with your driving record clean, and you will find a lot of companies ready to offer you a great deal. Buying a new car or moving are also good times to do some rate comparisons; these changes could mean increases on your current policy that you could avoid by shopping around.
"It’s a good price, and it’s very easy to do it."
– Jose Lima, InsuranceHotline.com customer
Shopping around with InsuranceHotline.com is easy, can save you a lot of money, and doesn’t take a lot of time. If you aren’t sure you have the best rate available a quick rate comparison can give you peace of mind – or help you to find that great rate.