In a worst case scenario, when an accident happens and you actually need to make a claim on your home insurance, are you confident that you will get the kind of coverage you really need?Given the huge assortment of different coverage options that are offered by Canadian insurance companies, it is no surprise that most consumers are often thoroughly confused as to what their policy actually covers. In the event of a disaster, is your coverage sufficient to provide the peace of mind you need? In order to put yourself at ease and be confident in the knowledge that you are covered for anything that can go wrong, you should consider asking the following key questions before you purchase your policy. Any reputable home insurance company will be more than willing to answer the following questions for you.

For many people, the cost of their home insurance premiums may seem to grow year after year. This equates to an ever tightening strain on many homeowners' annual budgets, and can be a real difficulty. However, it may actually possible to reduce the cost of your home insurance premiums considerably, if you know how to go about it. These tips will help you try to reduce your rates!

Your home is likely the biggest investment you'll ever make, so it makes sense to protect it. In Canada, you need to hold some form of home insurance to secure a mortgage, but there are questions you need to answer before you buy. How do you know how much insurance you need? What perils are covered under your insurance policy and which ones aren't? Home insurance may seem difficult to understand at first, but with a little bit of knowledge you'll be able to make the right decision to protect your home and your family.

Did you know if ice slid off of your roof and damaged your neighbours property you can be held liable?

Contrary to what some people think, home insurance and mortgage insurance are not the same thing! Read on to learn about each type of insurance and the difference between the two. When people think of home insurance and mortgage insurance, often they assume that they are the same, or at least very similar. In fact, they are completely different and address two different insurance needs. Let's have a look at each one and explain the differences.

Choosing the right amount of home insurance can be tricky. There are a number of variables to keep in mind to get the right package for you and your family. There are some key points to keep in mind that will make the choice easier. Home insurance can be a bit of a mystery, especially if you're a first time home owner. Fortunately, it's not that complicated, you just need to keep a few points in mind.

Mortgage companies in Canada require you to buy home insurance to cover (at a minimum) the balance of your mortgage should your home need to be replaced or repaired due to fire or other damage. But all insurance policies are not created equal. Here's what you need to know to help you find the right home insurance for you and your family.

If you buy a new home in many parts of Canada, you're required to have a home warranty. Knowing some of the basics of the home warranty process can help protect you and your home. Here's how it works.