Those who have paid their house in full, without any financial assistance or mortgage, are not required to buy home insurance. But remember, this can put your home in a high-risk in the event of an unfortunate circumstance...

Buying a new home is an incredibly exciting time, whether it is your first new home or a move to something different. A part of the buying process that most people don’t give much thought to is the...

Your home is the place where you and your family can feel safe and secure, and a place where you can keep everything that is precious to you protected. Avoiding claims is about more than just preventing your...

The term ‘acts of God’ is not typically used in standard home insurance policies – and as such, they’re probably not covered. However, there are some weather-related instances, such as tornadoes and hail storms that may be covered on your home insurance policy; while flood and earthquake damage may not be covered...

If you own your home, you may wonder who is responsible if a person is injured while on your property. Unfortunately, the answer is often that you are responsible for any injuries that occur. If a person slips and falls while on your property, you can be held personally and...

Your home is filled with valuable items and memories. If something happens to damage your home and its contents, it can be quite devastating; but, that’s why we have insurance — to protect us from damage to our property. To get your life back to normal and resolve property damages,...

PRESS RELEASE: December 7, 2011 - A storm can do a lot of damage to a home; whether from wind, snow, hail, lightning or any other weather danger. InsuranceHotline.com reminds consumers to be aware of what is covered under a homeowner’s insurance...

Everyone loves a holiday party; friends and family, good food and drinks, laughter and cheer. Hosting a great holiday party takes a lot of planning, and not just when it comes to the perfect menu and the beautiful holiday décor. Making certain that your home is...

Claims against your home insurance policy can be expensive, especially if someone is injured and a liability claim is filed. Some simple precautions can help you to prevent the dangers that commonly lead to homeowner’s insurance claims. No one can prepare...