The holidays are fast approaching and that means the gift-giving season is upon us. While it may fill most of us with holiday cheer, there are always a few people out there looking to steal that joy – literally. With people rushing about...

Home fires can be devastating and result in the loss of irreplaceable items as well as injuries and even fatalities. Fortunately, there are steps that every homeowner can take to help prevent a fire from starting. These simple tips from InsuranceHotline.com help to keep every home safe from the dangers of fire...

Although you may think that home insurance is for the homeowner only, it's important for you, as a renter, to be protected. Tenant insurance is designed for people who are renting a home; to make sure they're covered for fire, theft and other disasters...

Safety equipment in your home can save lives as well as prevent extensive property damage. Being forewarned of a problem buys you valuable minutes, especially in a fire, to get everyone to safety. It also means the fire department can arrive more swiftly and can stop the blaze from consuming more of your home. Some safety equipment is actually required by law

"If a tree falls on my car or damages my house, will my insurance policies cover me?" If a tree falls on your car and you have Comprehensive or All Perils coverage on your car insurance policy, the insurance company will pay to have your vehicle repaired. You will have...

PRESS RELEASE: October 24, 2012 - Every homeowner wants to ensure their house is as safe as it can be to protect their loved ones as well as their property. And while insurance is important to provide a safety net, no homeowner wants to file a claim. Fortunately, staying safe and avoiding claims...

A home insurance policy covers you for a wide variety of things; it includes coverage for liability, for your personal property, and for the house itself. But there are some things which are generally excluded from a home policy, and it’s vital that you know what they are. These 5 things...

It’s easy to walk in the door of a home and fall in love with it. It might have your dream kitchen, gleaming hardwood floors, the perfect open floor plan and that jetted tub you have been dreaming of. But that home could also have some hidden risks that you need to know about before you buy. Not knowing could...

"Is sewer back-up insurance necessary when living in an apartment building?" Sewer back-up insurance is not necessary when living in an apartment (or a home). It is an option that you may add on if you like. Depending on what floor you are on, it may not make sense for...

A home is the biggest investment most people will make, and getting the right insurance policy to protect it is an important part of buying a new house. Most people don’t realize that there are various types of home policy and different levels of coverage...