Over 3 million insurance quotes
Compare Quotes from 30+ Car Insurance Providers and Save
Compare Quotes from 30+ Car Insurance Providers and Save

Best-Selling Cars in Canada: Which Are Cheapest to Insure?

January 25, 2019

Buying a new car? Canada's best-selling cars in 2017 listedFor the 21st consecutive year, the Honda Civic is Canada’s best-selling car and chances are, if you don’t have one insured on your auto insurance policy right now, you know someone who does. According to Honda, more than 2 million Civics have been sold in Canada since it first launched in 1973 making it a fixture in driveways across the country.

As Canada’s favourite car, the Honda Civic beat out its closest competitor, the Toyota Corolla, handily*. With more than 69,000 vehicles sold last year, the Honda Civic outsold the Toyota Corolla by more than 20,000 cars.

The 10 best-selling cars in Canada in 2018

Alongside the Honda Civic and Toyota Corolla, the following also made the list as some of Canada’s best-sellers last year:

  1. Honda Civic
  2. Toyota Corolla
  3. Hyundai Elantra
  4. Chevrolet Cruze
  5. Mazda3
  6. Volkswagen Golf
  7. Volkswagen Jetta
  8. Toyota Camry
  9. Kia Forte
  10. Honda Accord

Sure, they’re best-sellers but which is cheapest to insure?

How do the best-selling cars rank in their auto insurance costs? To get a feel for which of the cars cost the least to insure, we compared car insurance quotes for a fictional 35-year-old driver with a clean driving record living in six Ontario cities—Ajax, Cambridge, London, Ottawa, Peterborough, and Toronto—and then ranked the trends we noted.

The results are in and the car that regularly came out on top as the cheapest to insure was the Volkswagen Golf. The Volkswagen Jetta and Chevrolet Cruze also consistently did well when it came to the cost of auto insurance.

  1. Volkswagen Golf
  2. Volkswagen Jetta
  3. Chevrolet Cruze
  4. Toyota Camry
  5. Hyundai Elantra
  6. Honda Accord
  7. Kia Forte
  8. Honda Civic
  9. Mazda3
  10. Toyota Corolla

What goes into determining an auto insurance rate?

If you’re looking to buy a new car it’s important that you compare car insurance quotes first because there’s more to your auto insurance rate than the car you drive. Factors like where you live, your driving and insurance history, and your driving record all factor heavily into your auto insurance premiums too.

Find out which best-selling car in Canada offers you the lowest car insurance rate

Every person is different and the car that costs you the least to insure may not be the car that’s the most cost-effective option for your neighbour. If you’re in the market to buy one of Canada’s best-sellers, compare the car insurance market as well to see which car will save you the most in auto insurance. It takes only a few minutes and could save you hundreds of dollars.

* Sales data from Good Car Bad Car Auto Sales Data.

This article is updated annually to reflect the latest sales trends in Canada.

  • http://www.insurancehotline.com/ InsuranceHotline.com

    If State Farm cancelled you for non payment of premium it will stay on your record.
    You might want to try shopping around. If you only have 1 cancellation there may be an insurance company with a better rate.
    try http://www.insurancehotline.com

  • http://www.insurancehotline.com/ InsuranceHotline.com


    It is likely that your premium will be high. You can check our website http://www.insurancehotline.com we will be able to provide you with quotes. You will then have an idea of what you can expect to pay.

  • Jeff

    i am plannning on buying a car in the UK since i plan to spen some time there over the next few years Do you know if i have to buy car insurance in the UK or can i get my insurance coverage transfered from Canada to the uk for the period i am out of the country

  • Dion

    I am a G2 driver and its going on 3 years since I’ve been insured. My license has never been suspended, my driving record is clean with no traffic tickets, no accidents etc. But for some reason my insurance keeps on going up. I’ve contacted my insurance broker and they have NO explanation and to why my insurance keeps on going up instead of down, the only advice they gave me was to go for my G which will only save me about 30 bucks.

    Any advice?
    Thank You

  • Jonkelly86

    Go for your G, drive for about a year after that, then shop around. You need to build your rating, kinda like credit. Insurance companys charge through the nose for g2 drives cause your still a “risk”. Getting your g might only save you 30$ now, but it will start going down, not up.

  • Vedas

    Hi there, I got my G license in 2002 and drove until 2006 after which I left the country and am now planning to move back to Mississauga. I wonder if my past driving record would help get me a better rate now? any insights would be most appreciated. thanks.

  • Dave

    if I am not driving my car, can i not renew my car insurance.

  • http://rdainsurance.com Patrick Brennan

    Contact an insurance broker to see what they can do for you. Some companies will let it slide if this was the first (and only) time you haven’t made a payment for your insurance.

  • RusselB

    Your car insurance covers you whether you are driving your car or not.
    If you don’t have insurance, then, in Ontario at least, your vehicle could be classified as derelict and tagged or towed.
    You can talk to your insurance company and see if they have a standing insurance policy. This is a policy that covers your vehicle but only if it’s not being driven.

  • RusselB

    Your driving record will have an effect.
    You should contact a broker or use an online comparison site to look at what your rates are.

  • Tony

    I read the Civic is one of the cheapest to insure. I also know the Civic, until last year was top for stolen vehicles in Canada, that cannot do the rates much good. I priced a 2015 Corolla and a Camry with Pembridge, I got $2700 for the Camry and $3400 for the Corolla. So much for lower rates.Maybe more old foggies drive the Camry so there are less claims.

  • Melissa Jones

    You heard wrong in regards to the Civic. Camrys have better safety rating than the Corolla. If you’re looking for better priced vehicles, think bigger. SUVs and trucks win.

  • jack

    What are the sources for the article?

  • http://www.crsoakville.com/ CRS Automotive Oakville

    Where you buy car, there, I think, you must take the insurance.

  • Yousuf Farhan

    For a sixteen year old who is buying a car with his own money in a few months, would you say that a Mercedes CLA is a good idea?

  • Mario Aveiro

    No, horrible idea, buy a beater that you can learn maintenance on, that way once you buy your CLA you are a more prepared driver for that sort of vehicle. Cars arent made for everyone, you must find not only what you like but what you can maintain, and i dont mean financially

  • James Marshall

    Jeff, the insurance regime, requirements and law are completely different in the UK, therefore you MUST buy UK insurance from a UK authorised insurer. Who is your Canadian insurer? If it is a UK owned one like RSA or Aviva, they MAY have a scheme whereby you get a loyalty discount in the UK for being insured with a foreign subsidiary. Ask your insurer here and the office nearest the city you will be living in in the UK to see if such a programme exists m

  • Yousuf Farhan

    My father and many other family freinds are into cars. I’m not. I just want the best looking and best performing ar which I can financially maintain.

  • Yousuf Farhan

    For young youths it is nearly impossible to get cheap insurance. Im getting my g2 this month and am worried about the high insurance rates.

  • Matt

    Useful list (The Least Expensive Top-Selling Cars To Insure), but how do I know if it’s accurate or up to date?

  • TD

    Do the research yourself I suppose.

  • TD

    Or “In 2015, auto sales data has Canada’s best-selling cars as the following”.

  • johnny tuenmo

    In ontario people under 25 are best recommended not to drive but to take the Transit. even if you call the uber every single time it would still be cheaper than driving because your insurance will be more than your car. there is some people suggesting to ban driving under 25

  • Ramesh Savaliya

    It is always advised you buy car after the insurance quotation. This means, if you are to buy any car, ask insurance company first and then finalize your purchase. There are lots of things including your age, driving licence, brand of the car, model year etc etc. There are instances where a guy purchased car for 3200 dollars and paying 500 dollars monthly insurance. Best Luck. Ramesh

  • Tony Fantopoulos

    i got into accident when i had just comprehensive coverage and my insurance offered me to pay the liability after the accident i said no ,and they were liable to pay the damage on the other car that was in 2007 in ontario canada

  • Tony Fantopoulos

    he is right in canada it is six months after your expiry date tell them u got into accident and u are thinking of making a claim unless they put your rate at what it was probably 10 star driver no tickets?

  • Tony Fantopoulos

    no you got to start as anew driver once you cancel or dont renew your insurance then they classify u as a new driver unfortunately i wentthrogh same thing so i know i had to pay 2 grand for one way liability only for 1 million hope this answered ur question

  • Keko Marikudo

    Mercedes Benz for a 16 year old boy is a very bad idea. Those cars have high HP and that’s what to consider not only your financial capability to maintain it which you do not have a problem, well, financially. When you reach a certain adult age with many years of driving experience, then you can proudly say you can handle and own a Mercedes Benz GLA car. But if you still want to own one because of its best looks and performance, then you are democratically free to purchase one. Good luck.