There are countless myths as to how traffic tickets and accidents can affect your car insurance premiums. Read on to learn the truth about the effects of a traffic ticket or accident, and how you can minimize the impact either has on your insurance costs.

Automobile insurance shopping can be a frustrating and confusing task at times. How do you know which coverage is the best for you? What should it cost? Are you paying too much? The following four facts can help you make an informed decision when searching for an automobile insurance policy.

Car insurance is mandatory in Canada, but most Canadians don't necessarily understand all the intricacies and details of their policies. This can lead to making poor decisions about insuring themselves and their vehicles. Fortunately, we have the answers to some of the most commonly asked questions about car insurance in Canada.

Remember the old adage - if it's too good to be true then it probably is? Several Ontarians who overlooked this advice fell victim to a serious con when they responded to recent newspaper ads offering cheap auto insurance. This latest insurance scam reported by Ontario Provincial Police has left more than a few Ontario residents financially drained and without auto insurance coverage in case of accident or theft.

Understanding auto insurance is never easy. There are many details that need attention if you want to ensure that you have the right coverage. Seemingly everyone has questions about their insurance policies, and one of the most common themes is how traffic infractions can affect their premiums. These are four of the most common questions about how traffic violations impact your insurance.

Auto insurance can be a complex subject, and you aren't the only one with questions. Here are six of the most commonly asked questions about car insurance in Canada - and we have the answers for you.

No matter your insurance needs, finding the right provider and the right policy is crucial to make sure that you're getting the most appropriate coverage for a reasonable rate. The first step is to get comparable insurance quotes, ideally not just from one broker. While your broker is there to help you with all aspects of your insurance, brokers offer coverage from selected companies, not every company. Getting quotes from a comparative insurance quotes engine like InsuranceHotline.com is always a good place to start comparing.

As a driver, a homeowner, a tenant, it's your responsibility to make sure that you have insurance - and your responsibility to make sure that your coverage is appropriate. You have certain expectations about how you expect your insurance company to behave, but have you considered what they expect from you? When you're gathering insurance quotes, you need to be aware of the responsibilities that fall on your shoulders.

Selecting your insurance provider can be a daunting and intimidating task, which can make it tempting to accept the first quote that comes along and save some time. However, by spending some time to understand all of your insurance quotes you can ensure that you have the right coverage to protect yourself: whether it is your home or your vehicle.