October is Car Safety Month which means it’s time to make sure you and your vehicle are ready for the winter season ahead. And while it may seem like it’s too soon to be thinking about winter, a little car care today will go a long way toward improving the safety and dependability of your vehicle before the snow flies.

Leasing and financing are the two methods by which most people purchase a new car. Both involve making monthly payments, and in both cases an outside company has a stake in the vehicle. This means that they have an interest in protecting that vehicle, and it does relate to how your car is insured...