Auto insurance is a bill everyone would like to see reduced, and fortunately, there are ways to cut your car insurance costs. A few simple changes — some you can make with ease, others that might happen on their own — can save you a lot of money.

In the face of a collision (or avoiding one), some vehicles are safer than others. Every year, the U.S.-based Insurance Institute for Highway Safety (IIHS) recognizes the vehicles that perform best in a bad situation.

Car insurance policies can be confusing, but it's important to fully understand your auto insurance policy and feel comfortable you have the coverage to protect you in the case of an accident or injury. There are many components to your car insurance in Ontario, and we’ll explain each – with as little insurance jargon as possible -- to provide clarity on the terms you need to know.