Insurance companies rate every driver they insure based on a system of determining risk. The risk that each individual driver represents to the insurance company differs based on a variety of factors: experience, driving record, type of car and more. Some drivers are classified as high risk.

Drivers with a G2 licence have fewer restrictions than those with a G1. To drive past midnight, however, will depend on the driver’s age.

Annual list of Canada's most stolen vehicles revealed. See which cars are tops with thieves.

Any car lover knows there’s a big difference between a car that’s getting old and a car that’s become a classic. Car insurance companies know the difference too and insuring a classic, antique, or collector car is a very different matter from insuring a car that simply has a number of years, and kilometres, on it.

Hoping to hide a traffic ticket from your auto insurer? Find out what could happen if you're caught.

With one hand on the wheel and the other on the phone, too many drivers are armed and dangerous.

Not sure about how fault is assessed in a car accident and how it could affect your rates? Here's all you need to know about it.

Find out how long an at-fault collision will factor into your auto insurance premiums.

Several provinces have adopted a no-fault insurance system designed to help streamline the claims process. This system can be very beneficial to insurance customers, but it can also be confusing.