After an accident, your car insurance company will become involved on your behalf and step in to make certain that the right steps are taken. In some cases the other driver who is involved in the accident may wish to have communication with...

Auto insurance deductibles are one of the commonly misunderstood parts of an auto insurance policy. If you don’t carry full coverage on your policy, but instead have liability only, you don’t have to worry about deductibles. However, if you carry...

Q) I slid on ice into the car in front of me this winter, can I still be considered at fault? A) Yes, you can still be considered at fault. Regardless of the weather conditions one must still be in full control of their vehicle. Have a question you'd...

Did you know it’s possible for an experienced driver to pay more for insurance than a new driver? Yes, it’s true if you’re an experienced driver, but you have tickets and maybe an accident or two on your driving record you could potentially pay more for insurance than a...

The Favourite Dream Car Contest, which ran on Facebook from December 14, 2011 to January 13, 2012, has now ended and InsuranceHotline.com is pleased to announce the contest winner. Kim Coady of Toronto, Ontario is the winner of a $250 Canadian Tire gift card. Kim...

A G1 driver who is involved in an accident may face repercussions both legally as well as with car insurance rates. Because there are many restrictions placed on a G1 driver’s license, an accident in which any of the conditions of driving are not...

It’s a common misconception that it is not the driver’s fault if a car accident occurs in bad winter weather conditions. Regardless of ice, snow or other winter weather, the driver may still be considered at fault in the eyes of the insurance company...

PRESS RELEASE: January 26, 2012 - Getting behind the wheel is always a big responsibility and for new drivers, inexperience makes it even more vital to be aware of this responsibility. To help new drivers improve their skills and be safer on the road, InsuranceHotline.com...

Q) I made a claim on my car insurance, will this affect my premium? A) Maybe. If you have an at-fault claim this may affect your premium providing you don’t have "accident forgiveness" coverage on your policy. Each insurance company has different rules and increases for at fault accidents. Check...