In most areas of Canada, the winter season can significantly affect driving conditions, leaving you more prone to accidents. During the winter, even more so than other times of the year, it's important to focus on defensive driving to protect yourself and keep your family safe and sound. Driving safely also helps keep your insurance rates down, while minimizing wear and tear on your vehicle.

There is no question that harsh winter weather can wreak havoc on your vehicle. From snow, slush, and salt damage to treacherous driving conditions that can increase your chance of a collision, drivers need to be extra cautious during this snowy season. While you can't control the weather, you do have power over certain practices that put you at greater risk for theft or damage and can be easily avoided. Here are a few winter driving habits that can be costly.

As we approach the end of another year, we often look back and reflect on events of the past twelve months. This is a good time to review some of the key changes in the auto insurance industry, as well as changes to the Highway Traffic Act - here are the highlights.

Starting in the summer of 2010, Ontario vehicle operators will see some changes to their auto insurance. These changes are aimed at providing injured parties with more choices with for financial and medical assistance. Drivers now have the ability to choose their levels of coverage and the subsequent benefits that they want to have access to if they are injured in an automobile accident.

Having a sports car is a blast - until you get your insurance bill! While many drivers love the feel of the wind blowing in their hair, or the feel of flying around tight curves with umpteen amounts of horsepower, in the end you end up paying for the privilege. But that doesn't mean you can't save on car insurance in Canada for your vehicle. Here are the top tips for saving on insurance for your sports car.

Car insurance is necessary to protect yourself and your loved ones financially in the event of an accident, theft or vandalism. It's also a legal requirement in Canada. So, how can you get the best bang for your buck when buying car insurance and still protecting yourself against the unexpected? Here are six tips that will help you keep you well protected and keep your costs reasonable.

Your auto insurance policy protects you from financial losses as a result of motor vehicle accidents. As unpleasant as the prospect of an accident is, car accidents are, unfortunately a more common occurrence than one might think. If you find yourself the victim of an accident, or even at fault in the event of a collision, you must report the event to the police, as well as to your insurance company.

Parking lots are perhaps the most common places for minor, low-impact accidents to occur. In many cases, drivers and pedestrians are distracted by their surroundings. Many drivers don't consider parking lots to require the same careful attention to driving as roads or highways. The following tips should help you to avoid parking lot accidents. By avoiding these unnecessary accidents, and the insurance claims that you may be forced to file as a result, you can keep your insurance premiums low and stay safe, even in seemingly quiet parking lots.

There are countless myths as to how traffic tickets and accidents can affect your car insurance premiums. Read on to learn the truth about the effects of a traffic ticket or accident, and how you can minimize the impact either has on your insurance costs.

Automobile insurance shopping can be a frustrating and confusing task at times. How do you know which coverage is the best for you? What should it cost? Are you paying too much? The following four facts can help you make an informed decision when searching for an automobile insurance policy.