Winter roads can be difficult to navigate. Ice can make surfaces slippery, snow can pile up, and wind can create low visibility. If you’re in the market for a vehicle that will make these conditions easier and safer to handle, there are a few standouts on the market to choose from. Whether you need a large vehicle to carry the ...

Chances are that if you haven’t yet heard about usage-based insurance, you likely will in the near future. This new system for determining auto insurance rates is growing in ...

Q: Why do I need to have insurance on my car?

With the government promising that Ontario drivers are going to see auto insurance rates start to go down, the question many drivers have is that of when it will happen...

Ontario’s plan to reduce rates by 15% over two year is meant to be an overall rate reduction that affects all of Ontario’s drivers. As with most rate changes, however, there will be...

FSCO's Rate Approval Process Did you know that Ontario auto insurance companies must submit proposed changes to their rates to The Financial Services Commission of Ontario (FSCO) for approval? They must provide the supporting actuarial data. FSCO and its actuaries review this data and insurers’ assumptions regarding claims costs, expenses...

Ontario drivers should soon be seeing a reduction in their auto insurance rates thanks to a plan the government has put into motion to bring rates down by 15%. The two-year plan is set to implement changes that will see an average of 8% reduction by...

Loyalty is an important backbone of any relationship, but it’s not always one you want to have when it comes to your car insurance. Stay loyal to the one you love, but not necessarily to your car insurance company; there may be a better deal out there for you...

Auto theft affects everyone; from the victims and unsuspected buyers of stolen cars to the insurance companies, taxpayers and more. Stolen cars typically end up in chop shops; containers at ports in Canada or overseas; other crime scenes...

Back to school is here and kids are commuting across all Toronto roads. We at InsuranceHotline.com are notifying Toronto drivers that the Toronto Police Service is launching their yearly back to school road safety campaign called 'Back to School - Back to Basics...