Spring is just around the corner, and with spring comes rain and rapidly melting snow. These events can cause a back up of wastewater in the sewer system, which may find its way into your home, leaving your basement damaged and your possessions ruined.

The holiday season is a time for friends, family and good cheer — yet unfortunately it can also be a time of potential risk. Sadly, with increased rates of people drinking and driving, plus theft being more prevalent, you'll want to stay aware and cautious, ensuring you get through the season safely. We will share some tips to help keep you and your possessions safe during the holidays.

The main purpose of insurance is to protect you in the event of an accident — whether or not you are responsible — in exchange for a premium charged by the insurance company. Your insurance company determines how much you'll pay for insurance by assessing the answers you disclose on your auto or home application.

Perhaps you're thinking about buying a home in that older, more established neighbourhood you love. Know that if you're going to have a mortgage on your home, you are going to require home insurance. And also know that insurance companies require that certain upgrades be made on older homes before they will offer coverage.

Throughout this past summer, Southern Ontario endured a string of violent thunderstorms and tornadoes, leaving a path of widespread destruction that's ruined numerous buildings and homes. For many of the homeowners, insurance will cover most, but not all, of the repair costs as a result of the weather related damage.

It's a situation no one wants to live through: you come home from work and the front door is ajar. Inside, you discover your personal items missing, a big mess and it dawns on you — you've been robbed. This is exactly what InsuranceHotline.com account manager Samuel David experienced this past June. In this article, he'll answer the most common questions you'll face if you find yourself in this situation.

All home insurance policies generally cover two main areas, Property and Liability. Property insurance includes your house and any detached structure located on your premises such as a shed or garage. Your family's personal items are covered whether damaged in your home, car, or temporarily away from your residence.

To receive your Home Insurance Claims History Report: Print and complete the form below, then send your request by one of the options below: Fax: 514-415-3989 Mail:CGI Technical Assistance1350 Rene-Levesque West, 7th Centre FloorMontreal, PQ H3G 1T4 FULL NAMES OF HOME OWNERS:...

Knowing what your home insurance policy does — and does not — cover can make a world of difference in terms of how you'll end up dealing with a potentially difficult situation. So go ahead and test your knowledge by taking our quick and easy quiz...

In the thick of holiday festivities, your safety is probably the last thing on your mind, but you should be aware of several risks unique to this time of the year. Check out our list of tips below on how to protect yourself, your loved ones and your property this holiday season.