When planning a vacation, most people search for the cheapest airline ticket and for a hotel with the best reviews, but the majority of vacation planners fail to take the necessary precautions to secure their home. Thieves prey on homes that appear unoccupied for extended periods of time.

Does your home insurance policy cover you if a guest or household employee falls and injures themselves on your property and sues you for damages?

Does your home insurance policy cover you if your dinner guest gets a severe case of food poisoning and sues you for damages?