Whether you’re taking a short weekend trip over the border or planning an extended stay in another country, buying travel insurance is an essential part of booking your trip. But not all insurance coverage is equal and the process of choosing your coverage can be...

Insurance can be a complicated product. There are limitations, exclusions and sometimes onerous application procedures. Take heart - with some basic knowledge and a sense of advocacy, you can secure the optimum coverage for yourself and your family. Travel with peace of mind and obtain your Canadian travel insurance policy with ease.

When planning and budgeting for a trip many Canadians might assume that travel insurance is optional. But in order to properly protect your family, your belongings and the money invested into your trip, travel insurance is vital.

Did you know that in July 2010 over 700,000 Canadians travelled overseas? That’s nearly 5% of the population. While it seems that Canadians love to travel, many only get to go abroad every few years. This infrequency makes vacationing extra special, so making sure that everything goes smoothly is crucial. This is why trip cancellation insurance is so important –it protects you before and during your vacation to ensure that if something unforeseeable happens, either preventing you from going on vacation or forcing you to return home early you are protected from the financial consequences.

If you are planning a trip outside of Canada, purchasing travel health insurance is a smart idea. Your provincial health care plan will only provide you with very limited coverage in another country, leaving you to foot the majority of the bill for any medical care you might need. Travel health insurance plans were created to provide coverage for the wide gap between what your health plan will pay and the actual cost of health care abroad.

Canadians are lucky to live in a nation where health care is available to all residents; however, when you travel outside your home province you can’t always take that coverage with you. Depending on your province of residence, there are important facts you should know about how and when you are covered when you are travelling, whether for business or pleasure. Purchasing a travel insurance policy is a simple way to eliminate the worry about your potential medical costs while abroad.

Travel can be exciting, relaxing and rewarding, but if something goes wrong while you are away from home, it can quickly become a financial nightmare. Fortunately, with the right travel insurance coverage, you can prevent an already bad situation such as an accident from becoming much worse when the bills start to roll in.

It's a proven fact that seat belts save lives. Transport Canada statistics indicate that five lives are saved for every one percent increase in seat belt usage among Canadians.Wearing a seat belt properly is a legal requirement for all motor vehicle drivers and passengers in Canada. Read further to learn how it can impact your insurance.

Accidents are very stressful events, physically, financially and emotionally. One of the best things we can do to get through the experience is to be prepared and know what to do ahead of time. If you've never been involved in an automobile collision before, or if it's been a while, you may not be familiar with what to do or how to react in certain situations. With that in mind here are 5 things you didn't know about car accidents and what to do if they happen.