How prepared are you to get behind the wheel this winter? Check out these nine tips on playing it safe and smart on the road this season.

Will you be ready for anything on the road this winter? It's a good idea to stock your trunk with a winter driving emergency kit, just in case your car stalls. You can buy a car emergency kit at most stores that sell automotive products, but if you want to make one yourself, or enhance one you've already bought, here's what you'll need:

It's an unfortunate fact of life, but owning and operating a car is very expensive for students, especially when you consider additional expenses such as gas, insurance, oil changes and regular maintenance.

Want to reduce your car insurance premium? Have a look at these tips.

Ever wondered how your car insurance premium is calculated? What factors are taken into consideration? Why you are asked so many questions?

With the first day of school approaching, drivers can expect to encounter young children commuting to school for the first time in almost 3 months. Many drivers can be particularly unprepared for the increased road traffic, crossing guards, bicyclists and pedestrians during the morning and afternoon drive times.

Over the next few weeks most college and university bound students will be packing up personal belongings and getting ready for the move away from home to enjoy the much anticipated "campus life". But before packing away laptops, televisions and iPods, students would be wise to have parents review their insurance policy to ensure valuable personal items are sufficiently covered in case of accidental loss or damage while away at school.

Fraudulent activity occurs in the business world and the insurance industry is no exception. The Insurance Institute of Canada estimates that 10 to 15% of insurance claims in Canada are fraudulent and the latest insurance scam in Ontario involves the sale of fraudulent auto insurance policies to unsuspecting drivers.

Effective July 2nd 2008, all Canadian drivers caught driving under the influence of drugs or alcohol will no longer be able to refuse roadside sobriety tests and will now face tougher penalties including the following.