Does your home insurance policy cover you if your dinner guest gets a severe case of food poisoning and sues you for damages?

Updated: October 15, 2012 When driving in snowy or icy conditions, winter tires can provide as much as 50% better traction, allowing for safer acceleration and braking. Are all-season tires good enough for the winter driving? Some insurance companies will also offer a discount for installing approved winter tires...

An InsuranceHotline.com poll this week found that out of 11,805 respondents, 39% of drivers didn't't know that if they get into an accident or slide into a ditch because of black ice, freezing rain, or other surprise winter weather, their insurance company considers them to be "at-fault" and their rate will go up.