Home insurance is the most important protection you can have against total loss of your biggest investment. Your home insurance policy will be the only avenue you have to replace your personal belongings in the case of fire or damage which could result in losing everything. You need to ensure your coverage is adequate and you need to have an inventory of your material possessions. Too often, after a loss, you're faced with listing all of your possessions after the fact, which could result in missing items or details and could mean that you are responsible for replacing any missed items or pay for upgraded items yourself.

Whether buying your very first home, moving into another home, or just renewing your home insurance policy, it helps to know the truth about the industry's top misconceptions about home insurance. By fully understanding home insurance policies before you start making quote comparisons, you'll be more comfortable choosing the right policy to protect your home and belongings.

It's no secret that insurance is vitally important to protect you in the case of emergency or an accident. Yet, many renters fail to purchase tenants insurance. Similar to home insurance quotes, quotes for tenants insurance (also renters insurance) depend on many variables. However, the good news is that tenants insurance tends to be far less expensive than many other types of home insurance policies, because it doesn't include coverage on the actual building (which tends to be the bulk of home insurance costs). Considering the relatively low cost of tenants insurance, not carrying coverage is an unnecessary risk. Here are the top misconceptions about renters insurance and why you need a policy to protect you.

When you took your driving test, you studied hard, and were confident you knew the answers to any question the examiner could steer in your direction. But now it may have been many years since you passed that test, and some of the rules may have faded in your memory like the dog eared pages of your driver's handbook. So if you had to take your driver's test today, would you pass? How well do you know the new rules of the road…Or remember the old ones?

A poll conducted by an insurance company in September 2010 showed that nearly one quarter of Canadians don't know what their insurance policy covers. According to the study, more than half (53%) said they had made a claim on their insurance policy, and of those, 42% said they were surprised by something contained in their policy.

Automobile insurance is an item we purchase because we are required by law to have it, but we all hope we'll never have to use it. You may even have opted for higher deductibles to lower your insurance rates. But in the unfortunate case you suffer a loss due to an auto collision, theft or other incident and need to make a claim, is it worth it? Will your rates increase? Here are a few points to consider when filing a claim.

Understanding the facts about car insurance in Canada is crucial to ensure that you're making the best decisions before you buy a new vehicle or sign an auto insurance policy. Here are a few of the most common myths about auto insurance that you need to be aware of.

The sun is out, the air is warm, and after a long cold winter and a slow wet spring, you're ready to get on the road again. Before you hit the road, remember that with the change in seasons you need to keep your driving record clean and your insurance record claim free to make sure you don't see an increase in your car insurance premiums when it's time to renew. Here are some tips (and warnings) that will make you a safer driver this summer.

Winter driving presents hazards and risks that aren't present when driving in other seasons, raising the probability that you could get into an accident and need to make an insurance claim. To keep your car insurance premiums low, it's important to make it through the season safe and claim free. Follow these recommendations from Transport Canada to make sure that you're ready for whatever winter has in store.