A car is a major purchase and a big investment, so taking the time to consider your options and shop around is vital to ensuring you won’t make a decision you regret. Following a few tips cannot only help you find a good, reliable car but also save money on both the purchase and on your insurance. Buying a car has two phases: preparing, and shopping...

One of the ways an insurance company works to keep its customers around is to offer perks for keeping your policy in force year after year. There are a number of insurance company loyalty benefits that various companies offer to keep you from moving on to a new company in search of a better rate. Whether or not staying loyal to the same insurance company really does pay off for you depends on a few factors...

It's no secret that most of us would like a few extra dollars in our pocket. In order to achieve that, we look to budgeting our money, shopping around to compare prices and avoid overspending where we don't have to overspend. At InsuranceHotline.com, we strive to help you save money on your car insurance and be your expert on all things insurance. Since car insurance is mandatory for all...

After the initial shock of a car accident wears off, thoughts turn quickly to handling the damage. Part of that process is reporting the accident to the insurance companies, who will determine fault in the accident. How fault is determined is a matter of confusion for some people, but InsuranceHotline.com explains the rules by which insurance companies must abide...

When it comes to determining fault in a car accident, some accidents are complex while others are relatively cut and dried. Some of the most common accident scenarios almost always result in the same fault determination, based on the fault determination rules either of the province or of the insurance company. Here are a few examples of common accident scenarios and how fault is determined in each...

The graduated licensing system in Ontario is designed to help drivers to ease into becoming fully licensed driver and ensure they get enough practice time in behind the wheel. The G1 license is the first stage of the system, and drivers holding this class of license must abide by a few restrictions while continuing the learning process. Understanding these restrictions...

Summer is almost here! If you’re planning to hit the road with your family for a road trip adventure, planning ahead can ensure smooth travels. Although you can’t predict everything, you can prepare as much as possible to ensure that a minor mishap on the road doesn’t become a major problem...

Getting the most out of the insurance that everyone has to pay for is simple once it becomes clear how much a policy has to offer. With a few insider tips everyone can get the optional coverage added and make use of the benefits already included in every auto and home insurance policy...

Most people think of life insurance that will only benefit those left behind after the policy owner dies. But there are actually benefits to certain life insurance policies that can act as an investment; a savings account that earns interest and can be used for needs during your lifetime including paying for...