5 Tips for Finding Cheap Car Insurance in Hamilton

Drivers in Hamilton are often saddled with high auto insurance rates. Living in the country’s most populous area, the GTA, is not without its costs. But when drivers are looking for cheap auto insurance in Hamilton, it's important to balance the costs involved and their needs to ensure that the right auto insurance coverage is obtained. It’s a balance that can be achieved with these five tips for finding car insurance in Hamilton:

1. Consider the vehicle's safety rating

Finding cheap auto insurance in Hamilton means knowing what vehicle to get. According to research by InsuranceHotline.com, the Honda Civic is the most popular insured car in Hamilton. It is, after all, Canada’s best-selling car. But Honda has a few other aces up its sleeve. Several of their vehicles often rate high on safety standards year-after-year.

In fact, the 2019 Honda Insight, Honda Accord, Honda CR-V, Honda Pilot and Honda Odyssey are among some of the safest cars to drive on the road, according to the 2019 TOP SAFETY PICKs report by the Insurance Institute for Highway Safety (IIHS). Insuring vehicles that meet high safety standards may lower the cost of car insurance in Hamilton for those drivers that own these highly-rated vehicles. Thus, it's important for drivers to consider the vehicle they plan to purchase or insure to get the best rates for cheap auto insurance in Hamilton, Ontario.

2. Think about mileage

A person’s daily commute can impact their insurance rate. Thus, it's important for drivers to consider the mileage they plan to drive for the year. Drivers who travel more than the average may expect higher insurance rates since more driving often equates to a greater risk of collision. However, drivers can look for lower rates by minimizing their commute. One way to do this is by taking public transportation or carpooling to work.

3. Bundle policies

Another way for drivers to save on their auto insurance in Hamilton is to bundle it with different services. By bundling policies, drivers can reduce the cost of their car insurance policies. For example, drivers can save by bundling their car and home insurance policies to reduce their auto insurance costs.

Find the Best Car Insurance Rates

Compare car insurance quotes from 50+ providers in a single search. Start saving money today on the premiums you pay.

4. Shop around for coverage

Travellers search online for the best prices on hotels, flights and rental car deals, and drivers can do the same with their auto insurance. Insurance Hotline makes it easy for drivers to find cheap auto insurance in Hamilton and get car insurance quotes in Ontario by providing one central location for comparing rates and choose the best plan that meets their needs.

5. Avoid tickets

A person’s driving record has a direct impact on the cost of auto insurance. So, it's important that drivers practice safe driving when on the roads of Hamilton and beyond. For road safety purposes, as well as keeping your auto insurance premiums in check, heed the rules of the road to avoid any type of ticket. Even tickets considered minor can have a major impact on a driver’s premium.

Get help finding cheap car insurance in Hamilton

When drivers use the right sources and tips, they can find cheap auto insurance in Hamilton easily. InsuranceHotline.com makes it simple to find cheap auto insurance in Hamilton. Drivers just need to enter their postal code, their licence details and their vehicle information to compare quotes and sign up for the car insurance that fits their needs.