Drivers in Hamilton are often saddled with high auto insurance rates. Living in the country’s most populous area, the GTA, is not without its costs. But when drivers are looking for cheap auto insurance in Hamilton, it's important to balance the costs involved and their needs to ensure that the right auto insurance coverage is obtained. It’s a balance that can be achieved with these five tips for finding car insurance in Hamilton:
1. Consider the vehicle's safety rating
Finding cheap auto insurance in Hamilton means knowing what vehicle to get. According to research by InsuranceHotline.com, the Honda Civic is the most popular insured car in Hamilton. It is, after all, Canada’s best-selling car. But Honda has a few other aces up its sleeve. Several of their vehicles often rate high on safety standards year-after-year.
In fact, the 2019 Honda Insight, Honda Accord, Honda CR-V, Honda Pilot and Honda Odyssey are among some of the safest cars to drive on the road, according to the 2019 TOP SAFETY PICKs report by the Insurance Institute for Highway Safety (IIHS). Insuring vehicles that meet high safety standards may lower the cost of car insurance in Hamilton for those drivers that own these highly-rated vehicles. Thus, it's important for drivers to consider the vehicle they plan to purchase or insure to get the best rates for cheap auto insurance in Hamilton, Ontario.
2. Think about mileage
A person’s daily commute can impact their insurance rate. Thus, it's important for drivers to consider the mileage they plan to drive for the year. Drivers who travel more than the average may expect higher insurance rates since more driving often equates to a greater risk of collision. However, drivers can look for lower rates by minimizing their commute. One way to do this is by taking public transportation or carpooling to work.
3. Bundle policies
Another way for drivers to save on their auto insurance in Hamilton is to bundle it with different services. By bundling policies, drivers can reduce the cost of their car insurance policies. For example, drivers can save by bundling their car and home insurance policies to reduce their auto insurance costs.
