How InsuranceHotline.com Makes Money

Learn how we are able to provide competitive insurance rates and information free of charge.

Insurance companies you can trust

How to get the cheapest car insurance quote

Compare auto insurance quotes from 50+ insurance companies all at once

Enter Postal Code

Enter your postal code to begin!

Enter Driver Details

Tell us a little bit about your vehicle, driving & car insurance history.

Compare Your Quotes

Compare your car insurance quotes from more than 50 top insurance companies.

Pick Your Policy

Pick the insurance policy that's right for you to connect directly with the insurance professional of your choice.

Get Quotes Now

How we are paid

Given that we offer our insurance rate comparison tools and content free of charge, you might be wondering – where does our income come from?

Well, it’s simple, really. Our income comes from our partners – most of whom are insurance providers. If a customer accepts a quote on our website, they become a lead for the insurance partner who has provided the quote. The insurance partner then pays us for the lead.

Our primary goal is to allow our customers to find the best rates on the market – based on the information they provide us. The rates are ranked from lowest to highest. The customer can either accept the lowest rate or scroll further down to find the deal that suits them best. If none of the proposed offers appeal to the customer, they can always leave the website and look elsewhere – at no cost or penalty to them.

There is zero pressure for customers to accept any of the offers or to linger on the website longer than they have to.

How we are paid by vertical

We offer insurance rates across multiple different categories, including auto, home, motorcycle, life, travel and commercial.

In terms of how we get paid, there are no fundamental differences between the verticals. Once our website matches the customer with their preferred insurance broker or company, we receive a flat fee for making the introduction. This applies to all our verticals.

Get A Quote

Will I be charged for anything on InsuranceHotline.com?

No, you won’t be charged for anything on InsuranceHotline.com. You can compare rates on our site (or browse it) as much as you like without incurring any charges. There is no limit. In fact, we won’t even ask you for your payment information – only the information needed to determine your insurance rates.

Charging our customers goes against our core tenet – empowering Canadians to make better insurance and money decisions. That’s why we don’t charge you for anything.

Is InsuranceHotline.com a brokerage?

InsuranceHotline.com is not a brokerage. It’s a comparison site. At InsuranceHotline.com, we work with insurance providers to aggregate their best rates so you can compare them side by side.

This lets us publish more rates than anyone else and for you to shop the market. If you’ve ever searched for the best hotel or flight prices, then you’ve likely used a comparison site already (we won’t name any here, but you can probably think of one yourself). Our services work similarly – by showing you all the rates in one place and letting you select the best one.

We've got hundreds of 5 star reviews

2,069 reviews on TrustPilot. See some of the reviews here.

Clesr undrstanding Clesr undrstanding

8 hours ago

Syef Hussain

Mark Beck was knowledgeable and… Mark Beck was knowledgeable and friendly. I felt he was working with me on something I find stressful and that put me at ease.

1 day 11 hours ago

James C McWatters

Rita was very helpful ! Rita was very helpful and put me in touch with an agent again very helpful and honest. I always appreciate the help I get when sign in and it happens so fast. No waiting! Thank you!

3 days 16 hours ago

Allan Sulisz

Fast response after getting quote Fast response after going through getting a quote. Limited choices to enter some information.

6 days 4 hours ago

Sean Figueredo

Very easy to go through the questions Very easy to go through the questions

1 week ago

Dina Robichaud

Easy to complete Easy to complete, quick reply from company and put you into quick contact with best pricing company

1 week 1 day ago

Tim Laurie

Satisfied with the service thanks will… Satisfied with the service thanks will use it for other insurance

1 week 2 days ago

Jaideep Seth

Andrew was great person to deal with. Andrew was great person to deal with.

1 week 2 days ago

Marion Crocker

Dimple was very helpful Dimple was very helpful. She took the time to answer my questions and was very polite and friendly.

1 week 5 days ago

Perry Janes

It was quick and lowest quote given… It was quick and lowest quote given instantly

1 week 6 days ago

Hemant

Efficient & convenient Efficient & convenient

2 weeks 1 day ago

Ciro Spiezia

The process of requesting a quote is easy and efficient The process of requesting a quote is easy to follow and efficient. A representative contacted me right away and connected me directly with the right insurance broker who was able to provide the best insurance quote for my family's cars. Both the representative and the insurance broker were professional and efficient.

2 weeks 2 days ago

Aurelia M.

Real cost savings! Very friendly and helpful, quickly connected me with a broker who offered a policy that saves me $600 a year!!

2 weeks 5 days ago

PETER WALCOT

Agent was pleasant to talk to. Agent was pleasant to talk to.

3 weeks ago

Rody Drover

easy and fast easy and fast

3 weeks 5 days ago

tim hannah

The operator was pleasant and quick The operator was pleasant and quick. Almost no waiting