Introduction Welcome to the September 2008 edition of the InsuranceHotline.com Insider newsletter. In this issue, we've compiled 9 tips to save you money on your car insurance, explain exactly what factors determine your rate, and clarify the consequences of lying on your application, many of which could...

With the first day of school approaching, drivers can expect to encounter young children commuting to school for the first time in almost 3 months. Many drivers can be particularly unprepared for the increased road traffic, crossing guards, bicyclists and pedestrians during the morning and afternoon drive times.

Over the next few weeks most college and university bound students will be packing up personal belongings and getting ready for the move away from home to enjoy the much anticipated "campus life". But before packing away laptops, televisions and iPods, students would be wise to have parents review their insurance policy to ensure valuable personal items are sufficiently covered in case of accidental loss or damage while away at school.

What is the key difference between an Insurance Broker and an Insurance Agent?

Introduction Welcome to the August 2008 edition of the InsuranceHotline.com Insider newsletter.In this issue, we've compiled 9 driving tips to help keep you and young children safe...

Fraudulent activity occurs in the business world and the insurance industry is no exception. The Insurance Institute of Canada estimates that 10 to 15% of insurance claims in Canada are fraudulent and the latest insurance scam in Ontario involves the sale of fraudulent auto insurance policies to unsuspecting drivers.

Effective July 2nd 2008, all Canadian drivers caught driving under the influence of drugs or alcohol will no longer be able to refuse roadside sobriety tests and will now face tougher penalties including the following.

My insurance company said that my vehicle was a "total loss" after my accident. How did they decide that?

Introduction Welcome to the July 2008 edition of the InsuranceHotline.com Insider newsletter.In this issue, learn about how to avoid becoming a victim of Auto Insurance Scams, find...