Cheap Car Insurance Quotes by Coverage Type
Compare car insurance quotes and save an average of $890 in Ontario and $894 in Alberta.*
How to get the cheapest car insurance quotes
Compare multiple auto insurance quotes in the time it takes to get just one.
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Compare your car insurance quotes from more than 50 top insurance companies.
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| Cheapest Rate | $3,191 |
| Average Rate | $5,496 |
| Savings: $2,305 (42%) | |
| Cheapest Rate | $2,901 |
| Average Rate | $4,198 |
| Savings: $1,297 (31%) | |
| Cheapest Rate | $15,474 |
| Average Rate | $18,646 |
| Savings: $3,172 (17%) | |
*Shoppers in Ontario and Alberta who obtained a quote on InsuranceHotline.com from January to December 2023 saved an average of $890 and $894 per year, respectively. The average savings amount represents the difference between the shoppers' average lowest quoted premium and the average of the second and third-lowest quoted premiums generated by InsuranceHotline.com.
Compare car insurance quotes by coverage types
Find your cheapest car insurance quote by comparing quotes from 50+ insurers in a single search! Start by selecting your preferred coverage type:
All-perils car insurance
If comprehensive car insurance coverage isn’t enough for you, then consider getting all-perils coverage.
Bundled home and car insurance
If you require multiple forms of insurance – for your car and home, for instance – bundling them all together under one provider can save you up to 15% on premiums.
Collision car insurance
Did you know that basic car insurance may not pay for your vehicle in the event of a collision? If you want full protection, consider getting collision car insurance coverage.
Comprehensive car insurance
A collision isn't the only thing that can damage your vehicle. Protect your vehicle from fire, theft, vandalism and other calamities with comprehensive car insurance.
DCPD car insurance
DCPD will cover you if you file a no-fault collision claim. The coverage is offered in no-fault provinces such as Ontario, Quebec, Nova Scotia, New Brunswick, Newfoundland, P.E.I. and Alberta.
Hybrid car insurance
Hybrid cars tend to have higher insurance costs compared to similar gas-only vehicles, which makes getting the lowest insurance rate even more important for hybrid drivers.
Sports car insurance
When you own a sports car, having the right insurance coverage is crucial. These high-performance vehicles come with unique risks that don’t typically apply to conventional cars.
Statutory accident benefits insurance
Statutory accident benefit insurance is a form of no-fault insurance that protects you if you or someone else is injured in an auto accident – regardless of who is at fault.
Specified perils car insurance
Specified perils car insurance coverage will protect your vehicle against accidental events such as theft, fire, or extreme weather. It’s one of the cheapest add-ons you can buy.
Student car insurance
Student-aged drivers tend to be charged higher rates for car insurance. Comparing insurance companies can help you find a provider that offer a competitive rate along with discounts for post-secondary student.
Third-party liability car insurance
Should you be deemed at fault for a collision, third-party liability will cover your legal fees (if sued) as well as the victims injuries and property damage.
Ride-sharing car insurance
Thinking of using your vehicle for ridesharing via apps like Uber or Lyft? You'll need personal car insurance for that. Start comparing quotes today!
Uninsured car insurance
A collision with an uninsured driver can end up being very costly. Fortunately, your insurance can cover you – if you have this coverage. In fact, it is mandatory in most provinces.
Usage-based car insurance
Wish to lower your premiums? With usage-based car insurance, your policymaker can monitor your driving habits via a telematics device and offer discounts based on how safely you drive.
