Cheapest Car Insurance Quotes in Edmonton
Compare car insurance quotes from multiple Edmonton insurance brokers to find your cheapest quote today.
How to get the cheapest Edmonton car insurance quote
Four effortless steps to compare quotes from 50+ insurance companies in five minutes or less
Get Started!
Select your province to begin!
Get To Know Each Other
Enter some information about your vehicle and driving history. The more accurate you are, the more accurate your quotes will be!
Compare Quotes
Voila! You'll be provided with a list of quotes from top insurance companies to choose from.
Pick Your Policy
Connect directly with an insurance professional of your choice to purchase your policy.
| Cheapest Rate | $3,177 |
| Average Rate | $8,540 |
| Savings: $5,363 (63%) | |
| Cheapest Rate | $2,019 |
| Average Rate | $4,718 |
| Savings: $2,699 (57%) | |
| Cheapest Rate | $3,191 |
| Average Rate | $5,496 |
| Savings: $2,305 (42%) | |
Differences between insurance broker, direct writer and InsuranceHotline.com
It is imperative to understand who you will deal with when searching for car insurance. Especially at the time of collision, you must know who to call and what steps to take to get compensated for the loss. We have broken down the differences between an insurance broker, a direct writer and our website for your information and to simplify the process of obtaining an insurance product. This will help you better in reaching out to the right source for auto insurance products available in the market.
| Car Insurance Broker | Car Insurance Agent | Car Comparison Sites |
|---|---|---|
| Offers products from a variety of insurance providers. | Sells products from only one provider. | Compares car insurance quotes from multiple companies. |
| Works for you and not any one provider. | Works for the provider they represent. | Works for you by connecting you to a broker who can identify your needs and represent you. |
| Are paid a commission based on the policy rate. | Are paid commission and salary based on their own sales. | The service is free for consumers. Comparison sites are paid by insurance “partners” after you connect with them through the site. |
| Can help you save money by shopping around and comparing different policies. | Less opportunity for saving as they only sell products from the companies they represent. They do not shop around on your behalf. | Comparison sites like InsuranceHotline.com can save you money by offering comparisons of more than 50 insurance providers in our partner network. |
Car insurance brokers in Edmonton
When searching for car insurance, it is important to know the players in the market, especially those available around where you stay. As we know, car insurance premium depends upon your neighbourhood, so who’s better to reach out than the insurance sellers around you. We saved you the time and research and bring to you the insurance providers in your area in the table below. All you must do now is reach out!
| Name | Address | |
|---|---|---|
| ARC Insurance Brokers | 3596 Allan Dr SW, Edmonton, AB T6W 3G9 | Quote now |
| Armour Insurance | 5750 75 Street NW, Edmonton, AB T6E 5X6 | Quote now |
| Capital Insurance Brokers | 13141 156 St NW, Edmonton, AB T5V 1V2 | Quote now |
| Leibel Insurance Group | 17415 102 Ave NW #102, Edmonton, AB T5S 1J8 | Quote now |
| LowestRates.ca | 1910 Yonge Street, Suite 401, Toronto, Ontario M4S 3B2 | Quote now |
| RATESDOTCA | 225 King St W, Suite 1000, Toronto, ON, M5V 3M2 | Quote now |
| Reliant Insurance | 4924 Roper Rd NW, Edmonton, AB T6B 3T7 | Quote now |
| Scoop Insurance | 300 Lincoln St unit 22, Welland, ON L3B 4N4 | Quote now |
| TW Insurance Brokers | 17704 103 Ave NW, Edmonton, AB T5S 1J9 | Quote now |
| UW Insure Brokers | 12408 108 Ave NW #304, Edmonton, AB T5M 0H3 | Quote now |
Compare auto insurance quotes from Edmonton insurance brokers
Buying auto insurance Edmonton is definitely a process. You can choose to go directly to an insurance company or one of its agents, or you can choose to work with a broker, who has more independence and the flexibility to offer a variety of products. Brokers will:
- Work for you – An independent broker in Edmonton is not bound to any one insurance company, like an agent is. An auto insurance broker will work with you and all your individual needs to find you a great rate.
To become an auto insurance agent or broker in Alberta, you first have to pass the General Insurance Level 1 exam administered by the Alberta Insurance Council (AIC). But before you can take the provincial licensing exam, you need to first study with an Approved Education Provider.
Also, brokers can represent multiple auto insurance companies whereas agents will only offer you products from one specific company they represent. While that may not necessarily be a bad option, it can sometimes be more expensive and possibly not the right fit for your needs. - Professional and Experienced – Because brokers deal with multiple companies and policies, they have the experience and know-how to assist you in your insurance journey. Working with smaller companies often allows brokers to be more nimbly and respond to queries faster and more effectively.
- Privacy - Brokers are required by their Code of Ethics to maintain your privacy and keep all client discussions and information completely confidential.
- Full Disclosure - Brokers are required to disclose their commission rate and the effect this has on your insurance premiums. Broker compensation is included in your premium payments and your broker will provide you with a statement at the point of sale that tells you how much of your premium goes toward the broker's commission. This allows you to make an informed choice when buying insurance.
Frequently Asked Questions about Edmonton Auto Insurance Brokers
Are insurance brokers worth it?
Insurance brokers provide a great service to consumers looking for auto insurance in Edmonton. Not only do they have the ability to comparison shop on your behalf, and find you great insurance rates, they do it at no cost to you. They are paid a commission from the company you end up choosing, based on your policy rate.
Is an insurance broker better than an insurance company?
They are really two very different entities. An insurance company’s aim is to provide and sell you products from their own product line. They are not interested in comparing products or rates for you. They provide one kind of service and sell directly to the consumer (or through their dedicated agents).
The broker, on the other hand, can look at multiple companies with a variety of product offerings on your behalf. They are not selling you anything in particular. They are, however, helping you find the best product within your budgets and needs. Consider your own needs before going directly to the company or a broker.
Is it better to have a local insurance agent?
A local insurance agent is more likely to understand the options and needs of your particular region. An informed agent may have better insight and experience to sort out insurance issues as they may occur.
Also, local agents may have access to the best policies that can benefit you and, for extra comfort, you can meet them face-to-face if need be. If you value and trust your local agent, they can be a life-long advocate or advisor.
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