InsuranceHotline.com updates 30 of the top Canadian insurance company rates every week. And car insurance rates are dropping, especially the rates for ‘good' drivers.

Distracted Driving, including the use of cell phones, is a major contributor to automobile crashes.

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In Toronto, attendance at a collision reporting centre is optional. It is your right to request that a police officer attend at the accident scene.

After getting youronline motorcycle insurance quote, and get the best rate, you'll receive a Canadian Inter-Province Motor Vehicle Liability Insurance Card - your "pink card". This is proof that you have the required motorcycle insurance coverage. You should carry this with you at all times.

To drive a motorcycle, you must have a valid motorcycle license. For motorcycles, insurance is not required while the vehicle is driven on private property.

If you're a motorcycle driver who has insured your motorbike by finding the lowest rate through InsuranceHotline.com, then you should also be aware of the benefits that would be paid out to you in various circumstances. The information below is from the Insurance Act for the province of Ontario, and you may wish to consult the Act in your own state or province to determine the exact benefit amounts that apply to you.

Many factors play a role in determining the cost of your motorcycle insurance. Your age, your driving record, how often you drive, your rider training, whether or not your have prior motorcycle insurance, where you live, and the type of motorcycle you own can all affect your insurance premium