Cheap Toronto Car Insurance from Top Providers

Find your cheapest quote by comparing car insurance rates from multiple Toronto auto insurance companies.

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Car insurance companies in Toronto

CompanyCompany typeAddressGet quotes
AvivaAgency100 King St W, Toronto, ON M5X 1E3Quote Now
CAAAgency60 Commerce Valley Drive East, Thornhill, Ontario L3T 7P9Quote Now
CoachmanAgency10 Four Seasons Place, Suite 200 Toronto, ON M9B 6H7Quote Now
EchelonCarrier2680 Matheson Blvd E, Mississauga, ON L4W 0A5Quote Now
EconomicalAgency5700 Yonge Street, Suite 1800, Toronto ON M2M 4K2Quote Now
InsuranceHotline.comQuotes comparison225 King St W Suite 1000, Toronto, ON M5V 3M2Quote Now
Intact InsuranceAgency700 University Ave., Toronto ON M5G 0A1Quote Now
JEVCOAgency6925 Century Ave #900, Mississauga, ON L5N 7K2Quote Now
LowestRates.caQuotes comparison1910 Yonge St Suite 401, Toronto, ON M4S 3B2Quote Now
RATESDOTCAQuotes comparison225 King St W Suite 1000, Toronto, ON M5V 3M2Quote Now
RSAAgency700 University Ave., Suite 1500A, Toronto, Ontario, M5G 0A1Quote Now
Scoop InsuranceBrokerage300 Lincoln St unit 22, Welland, ON L3B 4N4Quote Now
Travelers CanadaAgency165 University Ave suite 101, Toronto, ON M5H 3B9Quote Now

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Compare auto insurance quotes from Toronto insurance companies

Toronto drivers have many options for car insurance companies. Variety's great, but it can make choosing an insurer tricky.

So how do you pick an insurance provider? One of the most efficient ways is to use a rate comparison service like

Gone are the days of contacting multiple insurance companies and brokers. Just enter some information about your driving and insurance histories, and will search the marketplace to bring you rates from 50+ of Canada's car insurance providers.

Millions of drivers have trusted us to help them find the right car insurance company.Compare quotes todayto find out how much you can save and read on to find out more the different car insurance companies in Toronto.

Frequently asked questions about Toronto insurance companies

What is the difference between insurance companies and insurance brokers?

Insurance companies are responsible for the product (the underwriting, paying claims) and employ “captive” insurance agents, meaning agents can only sell products from the company they work for.

Insurance brokers are licensed to sell products from multiple insurance companies. Their professional designation means they work on behalf of the consumer, not an insurance company. aggregates quotes from both insurance brokerages and companies.

What is an auto insurance direct writer?

Direct writers are insurance companies that sell their products online with support from phone agents. They usually don’t have brick and mortar locations. Direct writers only sell their own products.

Examples of direct writers include belairdirect, Onlia, and Sonnet.

Some consumers have reported finding better prices from direct writers, which is often attributed to their lower overhead costs.

You can compare rates from direct writers on rate comparison sites like

What is the cheapest auto insurance company in Toronto?

Car insurance is unlike other products and services. The price of a policy is based on many complex variables, like driving and insurance history, age, location, and even the state of the economy and insurance industry at large.

Given the changeable nature of rating factors, companies don’t offer coverage at a flat rate.

Comparing quotes from multiple insurance companies is the best way to find out which company can offer you the best price for insurance. compares quotes from 50+ insurance companies in Canada and bring you the ones that offer your lowest rate.

Insurance companies have a type of client they like to court. To this clientele, they offer preferred rates, which is another way of saying the lowest rates. The more closely you fit that profile, the better your rate will be.

Alexandra Bosanac, Content Manager

Alexandra Bosanac, content manager at, focuses on auto insurance. She has covered the topic since 2017. Alexandra holds a bachelor’s degree in journalism from Toronto Metropolitan University. Prior to joining in 2021, she contributed to publications such as Canadian Business, the Toronto Star, the National Post, and the CBC.


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