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Sample car insurance quotes completed for drivers in Burlington, Ontario

Below are real quotes that were recently completed on by drivers living in Burlington, Ontario:

Shopping for Burlington auto insurance quotes

Beautiful Burlington runs along the shoreline of Lake Ontario not far from the Niagara Peninsula. According to Statistics Canada, it's the thirteenth largest city in Ontario. In 2016, Burlington had a population of 183,314, representing a percentage change of 4.3 per cent from 2011. Burlington is a growing city full of drivers, with 83 per cent of the population being old enough to drive. If you live in the Burlington area and are looking to save some money on your Burlington auto insurance premiums, you've come to the right place.

Why compare? is your one stop shop for finding a better auto insurance rate. The best way to save money is to compare car insurance quotes. The cost to insure the same driver and vehicle can differ among insurance companies, in some cases varying by hundreds and even thousands of dollars. You may think you already have the best rate available, but come renewal time (or if you move, add drivers to your policy, get in a collision or get a traffic ticket), you always should check and see if there's a better rate out there. Rates often change, and the potential savings alone always make it worth shopping around.

Burlington auto insurance 101

Car insurance is one of the costs associated with owning a car. However, it's also the most important and is required by law. The best way to save on your Burlington car insurance premiums is to compare rates. Car insurance rates are always changing and vary by company, which means more opportunities to save.

I'm a new driver. What do I need to know?

If you're a new driver it will likely be a bit more expensive. It takes time to build up your driving history to show that you are not a high-risk driver. Over time, with more experience, your car insurance premium will decrease if you maintain a clean driving history.

In addition to location and your driving record, there are several other factors that go into determining insurance rates including:

  • The type of car you drive
  • How often and how far you drive
  • The deductibles you choose
  • Any optional, extra coverage you add to your policy

Some insurers offer discounts to drivers who have completed accredited driving school programs approved by the Ontario Ministry of Transportation. All approved schools are listed on the ministry's website.

What do insurers look for when determining the cost of auto insurance premiums?

In addition to the above, when it comes to determining insurance rates there are a few key factors that are taken into consideration. 

One of them is your driving record. While getting Burlington car insurance quotes at, almost 74.5 per cent of Burlington drivers indicated they have a clean driving history with no tickets, accidents or licence suspensions; 11.6 per cent of drivers admit to having at least one traffic ticket, and 9.4 per cent admit to having been involved in at least one collision. The remaining drivers have at least one ticket and one collision (2.2 per cent).

Where you live is another factor that's taken into consideration when calculating your car insurance rate. It's estimated that about 11.2 per cent of the population in Burlington have moved in the last year (whether to Burlington or within). If you have recently moved, now is the perfect time to compare Burlington car insurance rates.

What type of coverage do I need by law?

Every province has compulsory minimums that you must have as part of your policy. In Ontario, the standard car insurance policy includes the following components that are mandatory by law: 

  • Accident Benefits
  • Direct Compensation-Property Damage
  • Third-Party Liability 
  • Uninsured Auto coverage

What optional coverage and endorsements are available?

There are optional coverages and endorsements that you can add to your policy for an additional premium. Some of the most popular include:

  • Collision coverage: this covers damage to your vehicle as a result of an impact of collision with another vehicle or object.
  • Comprehensive coverage: this protects your car against damage caused by things like theft and vandalism.
  • Loss of use: In case you're in an accident, this covers your transportation costs (like a rental car) while your vehicle is being repaired or replaced.
  • Rental car: If you frequently rent cars, this ensures that your rentals have both collision and comprehensive coverage.
  • Depreciation Waiver: If you have a new car, this endorsement ensures you'll receive the full value of your vehicle in case it ever ends up being considered a total loss.

What do I need to know about driving in Burlington?

Burlington drivers have indicated that on average they drive about 14,561 kilometres a year and have a daily commute of about 9 kilometres each way. The car brands driven most by Burlington drivers according to data by popularity are made by Honda, Toyota, Ram Truck, Ford Truck, Hyundai, Volkswagen, Mazda, Chevrolet, Pontiac, and Ford.

Of those who are of working age, 80 per cent drive to work in either a car, truck or van and 5.8 per cent say they usually hitch a ride, probably by carpooling. About 15 per cent either walk, bike, take public transit or another method of transportation to get to work on a regular basis.

The median commuting time in Burlington is estimated to be 20.7 minutes. Between 7 and 9 a.m., 52.5 per cent of Burlington residents leave for work, making it the busiest time to travel. In comparison, 22.1 per cent are early risers and leave for work between 5 and 6:59 a.m. Adjusting your commute times accordingly may help you avoid sitting in the morning rush.

Compare Your Burlington Car Insurance Rates Today

On average, shoppers save about $450 after shopping their car insurance rates. Compare your Burlington car insurance rates today to see if you could save this or more!

Fun facts from the thousands of quotes completed by Burlington drivers on

Some trends that are unique to Burlington drivers

Average car insurance savings for drivers in Burlington: $357.75

Most popular vehicles insured by married couples in Burlington: Nissan Murano, Nissan Sentra, Dodge Avenger, and Chevrolet Cruze

Most popular vehicles insured by singles in Burlington: Mazda 3 Sport, Honda Civic, and Hyundai Elantra

Percentage of drivers who have had no accidents in the past 10 years: 87.57%

Average kilometres driven by Barrie drivers annually: 15,225 km

Most popular discounts for Burlington drivers: Mohawk College Alumni Association, McMaster University Alumni Association, Sheridan College, Ryerson University, Brock University

Data based on quotes completed by Burlington drivers between January 1 and December 31, 2018.