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Cambridge, Ontario is a city that likes to entertain. Home to the country's oldest farmer's market (which still operates out of the original building it started in back in 1830), residents of Cambridge also enjoy cultural events such as the Cambridge Highland Games, the annual dragon boat race and Christmas in Cambridge, not to mention hundreds of hectares of parkland! It's no wonder the city is growing alongside neighbouring Kitchener and Waterloo. Together, the three cities comprise the heart of the Waterloo region.
For drivers, this means there's plenty to see and lots to do. Nobody wants to waste precious time shopping around for car insurance when they could be out enjoying the day with their families. That's why InsuranceHotline.com has become the go-to destination for millions of Canadians looking to save on their auto insurance. Our service compares quotes from more than 30 of Canada's top insurance providers making it easier and faster for Cambridge-based drivers to save on their car insurance. Find out what you could be saving by comparing car insurance quotes today.
Average car insurance savings for drivers in Cambridge: $337.64
Most popular vehicles insured by Cambridge-based married couples: Honda Accord, Hyundai Elantra, Hyundai Accent, Honda Civic, Kia Sorrento
Most popular vehicles insured by singles in Cambridge: Honda Civic, Toyota Corolla, Chevrolet Cruze, Hyundai Elantra
Percentage of Cambridge drivers who have had no accidents in the past 10 years: 85.04%
Average kilometres driven by Cambridge drivers annually: 14,528 km
Most common professional association discounts for Cambridge drivers: Conestoga College Institute of Technology and Advanced Learning, Mohawk College Alumni Association, Humber College Institute of Technology and Advanced Learning, Sheridan College, United Steelworkers
Data based on quotes completed by Cambridge drivers on InsuranceHotline.com between January 1 and December 31, 2018.
Car insurance is a necessity when it comes to owning a car. But if you're not with the right auto insurance provider, it may be costly. If you're looking for ways to save money on Sudbury car insurance, the best way to save is to compare rates. Car insurance rates are always changing and will vary by company, which is why it pays to shop around.
Based on data from the last census in 2016, the population of Cambridge is nearing 130,000. This makes Cambridge the nineteenth most populated city in Ontario. With 83.5 per cent of the population being old enough to drive (16 and older), InsuranceHotline.com is here to help the more than 110,000 Cambridge residents who are looking to save some money on their auto insurance premiums.
Cambridge drivers have indicated that on average they drive about 14,646 kilometres a year and have a daily commute of about 9 kilometres each way. The most quoted car brands, according to InsuranceHotline.com data, are: Honda, Toyota, Ram Truck, Ford Truck and Hyundai. Of those who are of working age, the census reports that 83.5 per cent drive to work in either a car, truck or van and 7.3 per cent catch a ride with someone. The remaining workers, 9.2 per cent, either walk, bike, take public transit or another form of transportation.
Also, according to Statistics Canada, the average commuting time in Cambridge is 20.2 minutes. Between 7 and 9 a.m., 46 per cent of Cambridge residents leave for work, making it the busiest time to travel. In comparison, 30.9 per cent are early risers and leave for work between 5 and 6:59 a.m. If you adjust your commute times accordingly, it may help you avoid the morning rush.
If you're a new driver, it will likely be a bit more expensive. It takes time to build up your driving history to show that you are not a high-risk driver. Over time though, with more experience, your car insurance premium should decrease.
When it comes to determining insurance rates there are many factors that are taken into consideration. One of the biggest ones is your driving record. Many people think, only drivers with tickets, collisions or both need to shop around, but InsuranceHotline.com data shows that even drivers with a clean driving record benefit too!
While getting quotes at InsuranceHotline.com, almost 70.4 per cent of Cambridge drivers indicated they have a clean driving history with no tickets, accidents or licence suspensions to speak of. That's a good chunk of the population. The rest may have a blemish or two on their record:
Your location is another factor that's taken into consideration. Insurance rates differ by where you live, and Cambridge is a city on the move. It's estimated that about 12.2 per cent people have moved within Cambridge or to Cambridge every year. If you live in Cambridge and have recently moved, now is the perfect time to compare Cambridge auto insurance rates to make sure you're getting the best deal.
In addition to location and your driving record, there are several other factors that go into determining insurance rates. For example:
Every province has compulsory coverages that you must have as part of your policy. In addition to these compulsory coverages, there are optional coverages that you can add to your policy for an additional fee. These include:
The majority of drivers opt for collision and comprehensive coverage, but it depends on a number of factors including the age of your vehicle. If you're interested in any of these coverages, be sure to speak with your insurance representative when purchasing your policy and don't forget to ask any questions you m ay have.
*For consumers who saved on InsuranceHotline.com, the average savings from Jan-Nov 2018 was $427. The average savings amount represents the difference between the consumers' recorded current premium and the lowest premium generated by InsuranceHotline.com. Compare your Cambridge insurance rates today to see if we can help you save money too, because who couldn't use a little more savings in their wallet?