Cheap Kitchener-Waterloo Car Insurance Quotes

Kitchener-Waterloo drivers save $950* on average by comparing car insurance quotes on

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The Waterloo region is rooted in history. Kitchener, originally called Berlin, remains a bridge between the worlds of old and new. The St. Jacob’s Farmers Market is located nearby on one side while two top universities are found in neighbouring Waterloo. More than 230,000 people call Kitchener home and, as part of the Waterloo Region, so too do many top tech employers. As the region continues to grow and attract more talent and families to the area, the roads will become busier and it will become even more important for drivers to ensure they’re getting the best car insurance rate.

That’s why we’re here. helps drivers in Kitchener and Waterloo find better rates on their car insurance by comparing quotes from more than 30 of Canada’s most trusted insurance companies. We’re confident it’s the easiest and fastest way to save money on your auto insurance. Compare car insurance quotes to find out if you could be paying less on your premiums. 

Car insurance in Kitchener-Waterloo: Things you should know

Shopping for KW auto insurance quotes

Car insurance rates in the Waterloo region can vary by hundreds and even thousands of dollars, so it pays to shop around. Just as Kitchener has modernized over time, so too has the process of shopping for car insurance. No longer do you have to reach out to individual companies to get rates. We get rid of all the monotonous parts by scanning the market for you through our network of licensed insurance professionals. is the best way for drivers in KW to find lower auto insurance rates by providing instant, free, real-time quotes to drivers in the Waterloo region and beyond.

Frequently asked questions about

How does work? does not actually provide insurance to consumers and is not owned by any part of the insurance industry. This allows us to remain focused on what's most important - finding you the best rate on your car insurance. 

The power of is our extensive list of insurance professionals who cover most major insurance companies and markets and help lower your car insurance costs. You are in no way required to purchase insurance from the companies we quote. Our service exists to show you how wide the market is and makes it easy to switch providers to one that offers you a better rate.

Make sure you aren't overpaying for your car insurance by comparing your existing rate to the lowest rate available today.

What information do I need to have on hand to compare Kitchener auto insurance quotes?

The first step to saving on Kitchener car insurance starts with filling out our simple form. Don't worry, it's an easy step-by-step form that takes five minutes or less to complete-and the best part is you only have to do it once to see all the available rates. 

The form helps us give you the most accurate quotes possible. Some things you need to provide include:

  • The year, make and model of your vehicle
  • The type of driver's licence you have and when you got it
  • A few questions about your claims history (example: if you've ever been in a collision)

Try it now and join the millions of Canadians who have used our service to save on Kitchener auto insurance. gave me a great rate! Now what?

Once you've selected the quote you want, secure your rate by speaking directly to a professional insurance broker or agent. You can choose if you prefer email or phone to kick off the conversation. Most people choose phone because it's an easy way to ask questions including finding out which other discounts you might be eligible for (yes, there might be more!). works by partnering with numerous insurance agents and brokers. After you run your quotes through us, we'll connect you with the person responsible for providing the quote. It's even easier than it sounds. Our mission is to make this as simple and painless as possible for you so that you can get back to your day with more money in the bank.

What if a better car insurance rate becomes available?

Car insurance rates change all the time, just like mortgages. That's why we offer a complimentary rate alert service you can opt into that sends you an email when a better rate becomes available. You have the option of choosing how often you want this email (typically every three to six months). If you're interested in this service, simply check the box when prompted in the quoting process. 

Rate alert helps you stay informed of any changes, absolutely free and will even remind you when it's time to renew your Kitchener auto insurance.

Fun facts for Kitchener car insurance quotes completed on

Trends unique to KW drivers

Most popular vehicles insured by married couples in Kitchener: Nissan Murano, Toyota Corolla, Honda CR-V, Toyota Camry, Hyundai Tucson

Most popular vehicles insured by singles in Kitchener: Hyundai Elantra, Chevrolet Cruze, Honda Civic, Mazda 3, Toyota Corolla

Percentage of drivers who have had no accidents in the past 10 years: 88.41%

Average annual mileage for drivers in Kitchener: 14,670 km

Most popular discounts for Kitchener drivers: Conestoga College Institute of Technology and Advanced Learning, University of Waterloo, Wilfred Laurier Alumni Association, Centennial College Alumni Association

Data based on quotes completed by Kitchener drivers on between January 1 and December 31, 2018.

*Represents the average saved by Kitchener-Waterloo shoppers who obtained an auto insurance quote on and transacted via our contact centre between January and December 2022. The average savings amount represents the difference between the shoppers’ average lowest quoted premium and the average of the second and third-lowest quoted premiums generated by Separately, the average savings for Kitchener is $938 and $961.