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Vaughan Car Insurance

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Car insurance in Vaughan: Things you should know

Shopping for Vaughan auto insurance quotes

Vaughan is unique in that it is comprised of five major communities including Woodbridge, Maple, Thornhill, Concord and Kleinburg. Since its designation in 1991, the City of Vaughan has become one of the fastest growing municipalities in the province. Located just 30 minutes away from Toronto, it houses many attractions including Canada's Wonderland, Vaughan Mills mall, the McMichael Canadian Art Collection and several conservation areas. It is an attractive place to call home for a growing number of professionals and families. This means there are lots of cars on the road, and lots of insurers looking to insure them. 


Unfortunately, Vaughan drivers face some of the highest car insurance premiums in the province, making them among the highest rates in the entire country. The good news is that this gives you an opportunity to save money by comparing auto insurance quotes. Since Vaughan car insurance rates can vary by hundreds if not thousands of dollars, comparing is the easiest way to save.


InsuranceHotline.com shoppers saved an average of $450 on their car insurance premiums in 2017.  Find out how much you can save by comparing auto insurance quotes in Vaughan today

Sample car insurance quotes completed for drivers in Vaughan, Ontario

Below are real quotes that were recently completed on InsuranceHotline.com by drivers living in Vaughan, Ontario:

Fun facts for Vaughan car insurance quotes completed on InsuranceHotline.com

Some trends we noticed unique to Vaughan drivers in 2017


Average car insurance savings for drivers in Vaughan: $179


Average car insurance premiums paid by drivers in Vaughan at time of quote: $2,536


Most popular vehicle insured by married couples in Vaughan: 2014 Toyota Corolla


Most popular vehicle insured by singles in Vaughan: 2018 Subaru Crosstrek


Percentage of drivers who have had no accidents in the past 10 years: 91%

Frequently asked questions (FAQs) about Vaughan auto insurance

Why should I compare Vaughan auto insurance quotes?

Auto insurance in Ontario operates under a private system. While insurers must apply to have requests for rate changes approved by the Financial Services Commission of Ontario (FSCO), which oversees auto insurance rate regulation in the province, there is no overall governing body. This is one of the reasons why rates vary so vastly from one provider to another.

FSCO recommends that drivers compare rates from at least three insurance companies before purchasing a policy. At InsuranceHotline.com, you can compare quotes from 10 times the providers in the same amount of time it takes to get just one auto insurance quote. 

InsuranceHotline.com is a one-stop shop for Vaughan, Ontario car insurance quotes. We're proud to help you find the lowest price available on your auto insurance through our network of insurance brokers and agents by checking more than 30 different quotes, all in one place. 

Can you tell me more about InsuranceHotline.com and how you get your quotes?

Although we may look like an insurance company or broker, it's important to understand we are not in the business of providing insurance and act primarily as an intermediary. By partnering with our large network of licensed insurance brokers and constantly monitoring the rates of so many competing insurers, we can also help you find the cheapest rate available for your driving profile. Our unbiased search technology takes your information and compares your rate against more than 30 Canadian insurance companies and help find you a lower insurance rate.

The questionnaire consists of just a few steps and should only take five minutes from start to finish. And while we promise to deliver you comparative insurance quotes on your auto insurance, you are always in control of where you place your business and there is no obligation to purchase. 

Get started with your insurance quote right away and see how much you can save. 

Can you only save by comparing car insurance quotes once?

By comparing quotes, you have the opportunity to save every year! 

Most people compare rates when it comes time for policy renewal, which is why we've added an optional free alert service that lets you know when a better rate becomes available. 

This non-intrusive service actively monitors our network and notifies you every 3 to 6 months depending on your preference. Just like mortgage rates, car insurance premiums can change frequently. We will make sure you stay informed absolutely free and we will even remind you when it's time for your next Vaughan auto insurance renewal.

To opt into this service, select yes when prompted towards the end of the quote process. 

Do rates change depending on whether I live in Woodbridge, Maple, Thornhill, Concord or Kleinburg?

It is possible that auto insurance rates in Vaughan vary depending on which community you live in. 

Where you live is one of the many factors taken into consideration when determining your premium. Your rate might be higher if you are living in or commuting to downtown Concord than it may be if you live in a quieter part of Kleinburg, for example. This is because the more cars you're around, the higher your likelihood of a claim.

What other factors contribute to my auto insurance rate?

In addition to where you live, your premium also takes into account:

  • Your driving record and insurance history
  • Whether you drive to work
  • The likelihood of claims in your neighbourhood
  • Your insurance company's own insurance claims history
  • The type of car your drive
  • Where you drive and/or park your vehicle
  • If your car has winter tires
  • What discounts you're eligible for (be sure to ask!)

If you have any questions about what determines your rate, don't hesitate to ask your insurance provider.