Cheapest Car Insurance Quotes in Calgary


Compare car insurance quotes from multiple Calgary insurance brokers to find your cheapest quote today.

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The difference between insurance brokers, insurance agents, and

There are more ways than ever to buy insurance these days. Before, your only options were to see an insurance broker or agent. New additions to the scene include direct writers — insurers that sell policies directly to consumers online, no agent necessary — and quote comparison sites, a category that includes sites like

Below are the main differences between brokers, agents, and quote comparison sites. Choose one or mix and match all three — they’re all free for consumers. What matters is that you comparison shop before you buy a policy. Because insurance companies each underwrite risk slightly differently, rates can vary by provider. Sometimes by a lot.

Comparison shopping is recommended by the Financial Consumer Agency of Canada and the Automobile Insurance Rate Board (AIRB). Take advantage of all the resources available: doing a little comparison beforehand can ensure you pay a fair price for coverage.

Car insurance brokerCar insurance agentCar insurance quote comparison site
Will show you products from multiple insurance companies; cannot complete the sale of a policy (only the insurance provider they refer you to can).Will show you products from multiple insurance companies; cannot complete the sale of a policy (only the insurance provider they refer you to can).Will show you products from multiple insurance companies; cannot complete the sale of a policy (only the insurance provider they refer you to can).
Works on your behalf, the consumer.Works for their employer, the insurance company, while also balancing their duty to work in the consumer's best interestWorks on your behalf, the consumer.
Paid on commission by insurance companies, a percentage of your annual premium.Salaried plus paid bonuses based on individual sales.Comparison sites are free for consumers. Insurance providers pay comparison sites for referring customers.
Will help you comparison shop insurance providers and help you understand your insurance needs.Will educate you on the products offered by an insurance company but cannot recommend products from other competitors.Will compare insurance products from more than 50 insurance providers, show you which one offers the best price, and connect you with the provider offering the rate. Virtual and available 24/7.


Car insurance brokers in Calgary

Below are some of the car insurance brokerages and quote comparison sites serving the Calgary area.

NameAddressPhoneGet quotes
BrokerLink3508 32 Ave NE Suite 211, Calgary, AB T1Y 6J2403-276-2220Quote now
InsuranceHotline.com225 King St W Suite 1000, Toronto, ON M5V 3M21-855-821-7312Quote now
LowestRates.ca1910 Yonge St Suite 401, Toronto, ON M4S 3B21-855-487-6911Quote now
NFP Insurance6715 8th Street NE, Suite 240 
Calgary, Alberta T2E 7H7
1-866-472-0721Quote now
RATESDOTCA225 King St W Suite 1000, Toronto, ON M5V 3M21-844-726-0907Quote now
Scoop Insurance300 Lincoln St unit 22, Welland, ON L3B 4N4416-585-2918Quote now
Westland Insurance1111 Olympic Way SE #300, Calgary, AB T2G 0E6403-508-1111Quote now


Frequently asked questions about Calgary car insurance brokers 

Got more questions about Calgary car insurance brokers? We answer them below.

Are insurance brokers worth it?

Using an insurance broker can definitely be worth your while. The key to getting the best price on car insurance is to get the complete picture of what Alberta insurers can offer you regarding price and coverage. Like a quote comparison site, brokers are experts at helping you shop the market. They're not constrained to showing you products from one company like the way insurance agents are.  

One advantage quote comparison sites have over traditional brokerages is that they let you do research at your convenience and see some of the information that once only brokers could view. Now you can see the spread between your highest and lowest quote and which company offers which rate. You can also research premiums for different cars, something the Insurance Bureau of Canada advises, given how strongly make and model influence the cost of a policy. 

Is an insurance broker better than an insurance company?

Insurance brokers are reliant on insurance companies. Brokers don't sell insurance; they act as middlemen for insurers, linking them to potential customers. Once a consumer chooses a policy based on their broker's recommendations, insurance companies take over and finalize the sale. Brokers earn commissions from insurance companies if they arrange a successful match (which is why their services are free to consumers).  

However, unlike an insurance agent, brokers are not beholden to one insurance company. Brokers have relationships with multiple insurance companies, which many consumers believe makes them better positioned to make objective recommendations to clients. 

Is it better to have a local car insurance agent?

You can get excellent service regardless of the location of your provider, broker or agent. Car insurance providers who operate nationally have local branches, so you'll likely be paired with someone with a professional who has local expertise. The same applies to large car insurance brokerages, which also have regional offices.'s marketplace will also direct you to the providers who can offer you the best providers who serve your location.