Get Cheap Ottawa Car Insurance Quotes

Compare car insurance quotes from 30+ leading providers to find the cheapest rate today.

How to get an Ottawa car insurance quote

Find out how much you can save in three easy steps

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Why compare Ottawa car insurance quotes online?

Ottawa drivers may not experience the highest car insurance rates in the province, but that doesn't mean you can't save money on your premiums too. With auto insurance rates in Ontario expected to increase in 2018, comparing rates is often your best defence against premium increases (beyond maintaining a clean driving record, of course!). 

That's why we launched back in 1994 to help drivers save money-and time-while shopping for car insurance in Ottawa and beyond. Shoppers saved an average of $450 in 2017 by comparing rates with We've worked hard to make the process as simple as possible and there's never any obligation to buy. 

Find out how much you can save by comparing car insurance quotes today.

Sample car insurance quotes completed for drivers in Ottawa, Ontario

Below are real quotes that were recently completed on by drivers living in Ottawa, Ontario:

Fun facts for Ottawa car insurance quotes completed on

Some trends we noticed that are unique to Ottawa drivers

Average car insurance savings for drivers in Ottawa: $136

Average car insurance premiums currently paid by Ottawa drivers at time of quote: $1,418

Most popular vehicle insured by Ottawa married couples: 2017 Hyundai Elantra

Most popular vehicle insured by Ottawa singles: Honda Civic

Percentage of Ottawa drivers who have had no accidents in the past 10 years: 87%

Data is from quotes conducted on between January 2017 and December 31, 2017.

Frequently Asked Questions (FAQs) about Ottawa auto insurance quotes

Why should I compare car insurance rates in Ottawa?

Comparing rates is the easiest way to see immediate savings on your auto insurance rates in Ottawa. 

This is because different car insurance companies charge different rates depending on a number of factors, including their own insurance claims histories. If one particular company has processed a number of claims in your neighbourhood, for example, then they may charge you a higher rate for living there. Meanwhile, another company may have not had the same experience in your neighbourhood for one reason or another so they may offer a lower rate.

Hence the variances you see in rates that differ by hundreds, sometimes thousands, of dollars. This is where getting instant online Ottawa car insurance quotes comparing rates from a broad cross-section of the available insurance companies can help save you money.

Can you break down the steps to getting a car insurance quote in more detail?

1: Complete An Ottawa Car Insurance Quote

The first step to locking in extra savings on your Ottawa auto insurance is to fill out our easy step by step quote form. The entire process can be completed in 5 minutes or less and at the end you are instantly provided with the lowest Canadian car insurance quotes available from our network of licensed insurance professionals. 

Our unbiased search technology compares your rate against more than 30 Canadian insurance companies to help find you a lower insurance rate in Ottawa. Try it now and be included with more than one million Canadians who have used our service to find car insurance savings.

2: Lock In Your Insurance Savings

Once you have received your quote, the next step is to lock in your insurance savings by speaking to a professional insurance broker or agent directly. 

When you've selected the quote you'd like to go with or learn more about, connects you with a licenced professional who can help get you started with your new policy. Our mission is to make the entire process of shopping for auto insurance in Ottawa quick and easy so that you can get back to your day. Life can be busy and complicated, but shopping for the best Ottawa car insurance doesn't need to be. Not anymore.

How does provide the best car insurance rates in Ottawa? is a one-stop shop for Ottawa, Ontario car insurance quotes. It's our mission to make finding the best deal on car insurance as easy as possible for drivers in Ottawa by obtaining real-time quotes from top insurance companies. 

The power of is in our extensive list of insurance professionals who cover most of the major insurance companies and markets and help us deliver on the promise of lowering your car insurance costs. Unlike our competitors, we do not sell insurance ourselves. We act as a portal to the best available rates and you purchase your policy directly from an insurance representative. This allows us to eliminate any potential biases and offer you the most authentic rates. 

Getting insurance quotes through is simple and only requires you to complete a couple of short steps. The questions are almost identical to what an insurance broker or agent would ask you and your information is guaranteed to be safe and secure. Get started with your insurance quote to see how much you can save.

Why are Ottawa car insurance rates increasing?

Insurers across the province, not just in Ottawa, are looking to combat the increasing costs associated with car repairs, distracted driving-related claims, and widespread insurance fraud across the province. These are the three biggest factors driving up insurance claims despite previous provincial efforts to reduce premiums throughout Ontario. Fraud alone is estimated to cost drivers hundreds of dollars each per year, an amount that is passed on through auto insurance premiums.

The province is launching its first Serious Fraud Office in the spring in an attempt to bring fair auto insurance to Ontario, but until then it's up to drivers to seek out savings. Comparing rates is obviously our favourite way to see immediate savings. 

How can I get cheaper Ottawa car insurance in the future?

Insurance companies can apply for rate increases or decreases through the Financial Services Commission of Ontario (FSCO). This is why premiums sometimes change. 

If you're interested in being notified when cheaper car insurance rates become available, you can sign up for our rate alert service when prompted during the quoting process. This service actively monitors our network to alert you when a better auto insurance rate in Ottawa becomes available. It's free, non-intrusive and occurs every 3 to 6 months depending on your preferences. Just like mortgage rates, Ottawa car insurance premiums can change frequently. We will make sure you stay informed absolutely free and we will even remind you when it's time for your next auto insurance renewal, which is where real savings happen.