Cheap Mercedes-Benz car insurance quotes
Find your cheapest Mercedes-Benz car insurance quote by comparing quotes from 50+ providers in a single search!
| Cheapest Rate | $3,177 |
| Average Rate | $8,540 |
| Savings: $5,363 (63%) | |
| Cheapest Rate | $2,019 |
| Average Rate | $4,718 |
| Savings: $2,699 (57%) | |
| Cheapest Rate | $3,191 |
| Average Rate | $5,496 |
| Savings: $2,305 (42%) | |
Mercedes-Benz car insurance
What started in 1883 as a car named after the daughter of the inventor, has become a name that synonymous with luxury and style. Mercedez-Benz. Consumer Reports says that the car provides an impeccable interior, quiet cabin, advanced safety systems, and crisp handling.
The car offers so-called crumple zones, which keep the cabin isolated. Its advanced airbag system offers protection to the head, knees and more. Side impact airbags deploy in the rear, and even the seatbelts are reinforced with airbags to distribute force and protect the ribcage.
It also has a “pre-safe” system to anticipate collision, “active driving assist Distronic,” which keeps you a safe distance from other cars, and “attention assist,” which can anticipate driver fatigue.
Insurance companies will consider all of these factors when determining rates. They will look at the so-called “moral risk,” or risk that an individual brings, and the “physical risk,” which is based on the degree of damage sustained by a car and its repair costs.
Understanding CLEAR ratings for car insurance
The Canadian Loss Experience Automobile Ratings (CLEAR) system is a way to evaluate how likely certain cars will be involved in a claim and the associated costs with it.
CLEAR is based on historical insurance claims data. It assigns a score on how much claims usually cost based on make and model and how likely a car will be the subject of a claim.
A particular Mercedes-Benz may cost more but could have a lower CLEAR rating, which might translate into a lower rate.
How to interpret CLEAR data
Under the CLEAR system, the benchmark score is 100. Therefore, a score of 122 is 22% above average, and 87 is 13% below the average. Lower scores generally translate into lower auto insurance premiums.
Since there are fewer accident claims than ones for car damage, according to the Insurance Bureau of Canada, scores for accident benefits claims are represented by colour only. The chart below outlines the grading system for accident benefits claims.
- Red More than 120 (20% above the average)
- Yellow Between 81 and 120
- Green Less than 81 (19% below the average)
Mercedes-Benz C300 car insurance cost
We have calculated the age-based insurance premium for a Mercedes-Bens C300 car for you. The assumptions used here to calculate car insurance costs for the 2023 Mercedes C300 4MATIC 4DR are based on a male driver living in Toronto, Ontario who has basic car insurance and a clean driving record. He also happens to drive 10,000 km per year.
| Age | Annual Premium |
|---|---|
| 18 | $5,167 |
| 19 | $4,783 |
| 20 | $3,452 |
| 21 | $2,522 |
| 22 | $2,480 |
| 23 | $2,343 |
| 24 | $2,304 |
| 25 | $1,937 |
| 26 | $1,930 |
| 27 | $1,881 |
| 28 | $1,869 |
| 29 | $1,857 |
| 30 | $1,841 |
| 40 | $1,152 |
| 50 | $923 |
| 60 | $876 |
Based on the same assumptions, we have noticed that the car insurance premium of Mercedes C300 4MATIC 4DR varies on the age of the vehicle. The older the vehicle, the less insurance premium you will have to pay. Here's the premium the driver will have to pay for Mercedes C300 4MATIC 4DR built between 2016-2023.
| Vehicle Year | Mercedes C300 4MATIC 4DR premium |
|---|---|
| 2016 | $4,280 |
| 2017 | $4,437 |
| 2018 | $4,479 |
| 2019 | $4,613 |
| 2020 | $4,728 |
| 2021 | $4,760 |
| 2022 | $4,951 |
| 2023 | $5,167 |
The Mercedes-Benz C300 was given an IIHS 2023 Top Safety Pick+ for midsize luxury car/4-door sedan. This award only applies to cars with the optional front crash prevention system.
Among the categories of crashworthiness, crash avoidance and mitigation, and seat belts and child restraints, only seat belt reminders and headlights received a "marginal” and acceptable, respectively. All other categories were “good,” “advanced,” or “superior.”
Other available safety features:
- Standard daytime running lights
- Standard blind spot detection
- Optional lane departure warning
- Optional lane departure prevention
The ratings across various coverages for Mercedes C230/C300W/C350 4MATIC DR – the latest model for which there is data – are as follows:
- Collision: 199
- Comprehensive (which includes theft): 80
- DCPD: 119
Note: 100 is the average rating in each category, and the higher the number, the less favourable the rating.
Mercedes-Benz GLC300 car insurance cost
The assumptions used here to calculate car insurance costs for the 2023 Mercedes GLC300 4DR AWD are based on a male driver living in Toronto, Ontario who has basic car insurance and a clean driving record. He also happens to drive 10,000 km per year.
| Age | Annual Premium |
|---|---|
| 18 | $3,588 |
| 19 | $3,325 |
| 20 | $2,430 |
| 21 | $1,801 |
| 22 | $1,768 |
| 23 | $1,664 |
| 24 | $1,632 |
| 25 | $1,456 |
| 26 | $1,449 |
| 27 | $1,411 |
| 28 | $1,379 |
| 29 | $1,383 |
| 30 | $1,382 |
| 40 | $860 |
| 50 | $690 |
| 60 | $654 |
Based on similar assumptions of the driver's age and location, we looked at the age of the Mercedes GLC300 4DR AWD car to derive the difference in insurance premium based on vehicle make year. You can notice that 2020-2022 premiums are higher than the 2023 premium. This could be because of supply chain issues and semi-conductor availability of cars at the time due to the COVID-19 pandemic lockdowns.
| Vehicle Year | Mercedes GLC300 4DR AWD Premium |
|---|---|
| 2016 | $3,320 |
| 2017 | $3,419 |
| 2018 | $3,465 |
| 2019 | $3,516 |
| 2020 | $3,646 |
| 2021 | $3,671 |
| 2022 | $3,732 |
| 2023 | $3,588 |
The 2022 Mercedes-Benz GLC midsize luxury SUV/4-door received an IIHS 2022 Top Safety Pick award. Crashworthiness categories, including small overlap front - side, small overlap front – passenger, side – original test, roof strength, and head restraints and seats, all received “good.”
Crash avoidance and mitigation received some mixed marks as headlights were both “good” and “poor” depending on the trip/option. Seat belts and child restraints were “acceptable.”
Mercedes-Benz A220 car insurance cost
The assumptions used here to calculate car insurance costs for the 2022 A220 4MATIC 4DR are based on a male driver living in Toronto, Ontario who has basic car insurance and a clean driving record. He also happens to drive 10,000 km per year.
| Age | Annual Premium |
|---|---|
| 18 | $3,852 |
| 19 | $3,571 |
| 20 | $2,626 |
| 21 | $1,958 |
| 22 | $1,919 |
| 23 | $1,804 |
| 24 | $1,767 |
| 25 | $1,492 |
| 26 | $1,484 |
| 27 | $1,446 |
| 28 | $1,436 |
| 29 | $1,427 |
| 30 | $1,415 |
| 40 | $878 |
| 50 | $705 |
| 60 | $668 |
| Vehicle Year | Mercedes A220 4MATIC 4DR Premium |
|---|---|
| 2016 | N/A |
| 2017 | N/A |
| 2018 | N/A |
| 2019 | $3,575 |
| 2020 | $3,612 |
| 2021 | $3,573 |
| 2022 | $3,852 |
| 2023 | N/A |
The Mercedes A220 and A250 share many similarities as part of the same A-Class lineup, but differences in performance, price, and available features set them apart. The A220 might be more fuel-efficient than the A250, depending on the specific engine options and configurations available for each model. Mercedes-Benz is known for its commitment to safety, so you can expect both the A220 and A250 to come equipped with a range of safety features and technologies.
The CLEAR ratings for 2019 Mercedes-Benz A250 4MATIC 4DR Hatchback are:
- Collision: 166
- Comprehensive (which includes theft): 73
- DCPD: 172
Note: 100 is the average rating in each category, and the higher the number, the less favourable the rating.
