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On average, shoppers save $450 after comparing car insurance quotes with us.


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Spend less on your car insurance

Compare Quotes for the Best Rates

You know that feeling when you find out you’re getting a really good deal? Maybe it’s bold for us to say, but, we think you’ll be feeling it in about five to 10 minutes. How can we be so sure? Well, on average, shoppers saved $450* after comparing car insurance quotes with us in 2017. All it takes is a few minutes to compare quotes from our network of over 30 insurance providers.

What can I do to get cheaper car insurance?

There’s a lot you can do to ensure that you’re getting the best price for your auto insurance. We’ve rounded up some insider tips on how you can save money today on your car insurance premiums.

Shop around to compare car insurance rates and save big

Shop Around

On average, shoppers save $450 after comparing car insurance quotes with us.

Increasing deductibles is a good way to save month to month, so long as you can cover the increased amount

Increase your deductibles

Save five to 10 per cent by increasing your deductibles to $1,000 if they’re currently sitting at $500.

Pay annually to reduce administrative fees on car insurance

Pay your premiums all at once

Pay your premiums annually, instead of monthly, to avoid administrative fees that often come with monthly payments.

Bundling home insurance and home insurance can save up to 15%

Bundle your policies

Save five to 15 per cent when you buy your home insurance from the same company that covers your car.

More than one car? Put them on the same car insurance policy to save.

Insure all vehicles, together

If you have more than one set of wheels, save up to 10 to 20 per cent by insuring them on the same policy.

Winter tires bring winter savings on your auto insurance

Change your tires seasonally

Let your insurer know if you have winter tires. A winter tire discount could save you about five per cent.

Annual policy renewals provide new opportunities for auto insurance savings

Review your policy annually

Each year, review your optional coverages. If they’re no longer needed, this is one way to shave off some costs.

Don't be afraid to ask about available savings

Ask about discounts

There are oodles of discounts. Ask your provider about the ones they offer. You never know what you might find.

Driver's ed can help young and new drivers earn discounts on their auto insurance

School’s cool

Encourage young drivers to take driver’s training. The insurance savings typically offsets the cost of the course, in the first year.

What's the cheapest car insurance?

Insurance is funny, in a weird sort of way, because rates can vary wildly between insurance companies. Also, premiums often change so the insurance provider who offered you the best rate two years ago, or even last year, may not be the insurer who offers you the best car insurance rate today. That’s why it’s so important to shop around, because the quote you get from one company can be significantly higher (or lower) than the quote you get from another.

Frequently asked questions

How do I get my quotes?

It all starts with your postal code. Enter your postal code into the box and click "Start a Quote". From there, we'll ask you about:

1. Your vehicle and things like your annual kilometres driven

2. Your driving and insurance history

3. Discounts that you may be eligible to receive

That's it, you're done! And, once done, you'll instantly see the lowest rate available from our network of over 30 insurance companies, along with all your other quotes.

What information do I need to get quotes?

Most of what you'll need to get a quote, you'll know off the top of your head. For example, the make, model and year of the vehicle you drive. Additional information you'll be asked about includes:

  • The type of license you hold and how long you've had it
  • How long you've been insured
  • Any tickets or accidents you've had, and the approximate date
  • If you don't know exact dates or details, your best estimate will do initially.

How long will it take to get my quotes?

It really doesn't take that long, about 5 to 10 minutes. Then, once done, you’ll instantly see the lowest rate available from our network of over 30 insurance companies, along with all your other quotes.

What happens after I get my quote?

That's really up to you. If it's a great rate - and we're confident it will be - you'll be asked to provide your contact details and an insurance representative will get in touch with you. You can also call in to secure your rate if you're ready to chat about it. On the other hand, if you're not interested in the quote you got, then there's no need for you to do anything extra.

What factors affect my car insurance rate?

There are a lot of factors that go into what you pay for your car insurance coverage, and a lot can happen over the course of a year that could have a direct impact on what you pay for your coverage. Don’t wait until it’s time to renew to see if you could be saving money today. Shop around and compare rates anytime you have to call your insurer to update your policy, because if there’s a chance your rates may change there’s a chance you can be save money with a different insurer.

  • Marriage
  • Adding teen drivers
  • Moving
  • Tickets and collisions
  • Buying a new car
  • Retiring

How does car insurance work in Canada?

No matter where you are in Canada, if you plan to drive you must have auto insurance. But, while this law is consistent coast-to-coast, how you get the coverage you need is not.

About Buying Auto Insurance in Canada

From Private Companies:

Drivers who live in the following provinces must purchase coverage from a private insurance company:

  • Ontario
  • Alberta
  • New Brunswick
  • Prince Edward Island
  • Nova Scotia
  • Newfoundland and Labrador

From the Government:

Drivers who live in the following three provinces must purchase their auto insurance through a government-run agency:

  • British Columbia
  • Saskatchewan
  • Manitoba

A bit of both: Quebec

The Quebec auto insurance model is a bit different than the rest. Some components of a Quebec driver’s coverage are rolled into their driver’s licence and vehicle registration fees.

Other components, however, must be purchased from a private insurer. These components include: the civil liability coverage (which is mandatory) and optional coverages (like collision and comprehensive).

How much can be saved by comparing insurance quotes at

Check out these savings found by real shoppers

Get Car Insurance Quotes to Compare for a Better Rate and Coverage

Compare car insurance quotes today; it’s the best way to lower your car insurance rate and find a policy that fits your needs best.

*For consumers who saved on IH, the average savings from Jan 2017 to Dec 2017 was $450. The average savings amount represents the difference between the consumers' recorded current premium and the lowest premium generated by