Three easy steps to compare 30+ insurance providers in five minutes or less
You know that feeling when you find out you’re getting a really good deal? Maybe it’s bold for us to say, but, we think you’ll be feeling it in about five to 10 minutes. How can we be so sure?
Well, on average, InsuranceHotline.com shoppers saved $427 after comparing car insurance quotes on our site in 2018 from Jan-Nov 2018 . The average savings amount represents the difference between the consumers' recorded current premium and the lowest premium generated by InsuranceHotline.com.
Insurance is funny, in a weird sort of way, because rates can vary wildly between insurance companies. Also, premiums often change so the insurance provider who offered you the best rate two years ago, or even last year, may not be the insurer who offers you the best car insurance rate today. That’s why it’s so important to shop around, because the quote you get from one company can be significantly higher (or lower) than the quote you get from another.
It all starts with your postal code. Enter your postal code into the box and click "Start a Quote". From there, we'll ask you about:
1. Your vehicle and things like your annual kilometres driven
2. Your driving and insurance history
3. Discounts that you may be eligible to receive
That's it, you're done! And, once done, you'll instantly see the lowest rate available from our network of over 30 insurance companies, along with all your other quotes.
Most of what you'll need to get a quote, you'll know off the top of your head. For example, the make, model and year of the vehicle you drive. Additional information you'll be asked about includes:
It really doesn't take that long, about 5 to 10 minutes. Then, once done, you’ll instantly see the lowest rate available from our network of over 30 insurance companies, along with all your other quotes.
That's really up to you. If it's a great rate - and we're confident it will be - you'll be asked to provide your contact details and an insurance representative will get in touch with you. You can also call in to secure your rate if you're ready to chat about it. On the other hand, if you're not interested in the quote you got, then there's no need for you to do anything extra.
There are a lot of factors that go into what you pay for your car insurance coverage, and a lot can happen over the course of a year that could have a direct impact on what you pay for your coverage. Don’t wait until it’s time to renew to see if you could be saving money today. Shop around and compare rates anytime you have to call your insurer to update your policy, because if there’s a chance your rates may change there’s a chance you can be save money with a different insurer.
No matter where you are in Canada, if you plan to drive you must have auto insurance. But, while this law is consistent coast-to-coast, how you get the coverage you need is not.
About Buying Auto Insurance in Canada
Drivers who live in the following provinces must purchase coverage from a private insurance company:
Drivers who live in the following three provinces must purchase their auto insurance through a government-run agency:
The Quebec auto insurance model is a bit different than the rest. Some components of a Quebec driver’s coverage are rolled into their driver’s licence and vehicle registration fees.
Other components, however, must be purchased from a private insurer. These components include: the civil liability coverage (which is mandatory) and optional coverages (like collision and comprehensive).
|Dominion of Canada||$1701|
|Pembridge Insurance Company||$1882|
|Range of quotes $184|
|Dominion of Canada||$1422|
|Pembridge Insurance Company||$1642|
|Range of quotes $281|
|Dominion of Canada||$805|
|Intact Insurance Company||$950|
|Range of quotes $153|
|Dominion of Canada||$1511|
|Western Assurance Company||$1680|
|Range of quotes $169|