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How to get an insurance quote

Three easy steps to compare 30+ insurance providers in five minutes or less

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Start a quote

We’ll need to know about your vehicle and driving experience.

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Compare your rates

Compare quotes from more than 30 insurance providers.

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Pick a price

Choose from your list of great rates. That’s it, you’re done.

Our Customers Say

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I can't believe the savings I found I can't believe the savings I found, just by discovering this website! Such a relief!

Liana
Thank you InsuranceHotline Thank you InsuranceHotline: I saved over $300.00 by taking advantage of a lower rate by a competitor to our previous insurance carrier...

Sylvester Peplinski
Repeat User I have used this site to shop for travel, auto, and tenants insurance. It has always been easy to use and has given me great options. I will certainly use it again.

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Why use InsuranceHotline.com

to compare car insurance quotes online?

The reasons to compare quotes are plenty

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Save money

On average, shoppers save $700 after comparing car insurance quotes with us.

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Save time

All it takes is a few minutes to compare quotes from our network of over 30 insurers.

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There's no cost to you

There's no catch or fine print; our service is absolutely free for you to use.

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It's easy and quick

Tell us a little about yourself and your car in three easy steps. That's really all there is to it! 

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Your information is safe

Your details are secure. Look for a locked padlock in your browser as well as https.

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We respect your privacy

Your privacy is important to us and we never share your details without your consent.

Compare Quotes for the Best Rates

You know that feeling when you find out you’re getting a really good deal? Maybe it’s bold for us to say, but, we think you’ll be feeling it in about five to 10 minutes. How can we be so sure? Well, on average, InsuranceHotline.com shoppers save $700* after comparing car insurance quotes with us. All it takes is a few minutes to compare quotes from our network of over 30 insurance providers.

Frequently asked questions

How do I get my quotes?

It all starts with your postal code. Enter your postal code into the box and click "Start a Quote". From there, we'll ask you about:

1. Your vehicle and things like your annual kilometres driven

2. Your driving and insurance history

3. Discounts that you may be eligible to receive

That's it, you're done! And, once done, you'll instantly see the lowest rate available from our network of over 30 insurance companies, along with all your other quotes.

How long will it take to get my quotes?

It really doesn't take that long, about 5 to 10 minutes. Then, once done, you’ll instantly see the lowest rate available from our network of over 30 insurance companies, along with all your other quotes.

What can I do to get cheaper car insurance?

That's really up to you. If it's a great rate - and we're confident it will be - you'll be asked to provide your contact details and an insurance representative will get in touch with you. You can also call in to secure your rate if you're ready to chat about it. On the other hand, if you're not interested in the quote you got, then there's no need for you to do anything extra.

How does car insurance work in Canada?

No matter where you are in Canada, if you plan to drive you must have auto insurance. But, while this law is consistent coast-to-coast, how you get the coverage you need is not.


About Buying Auto Insurance in Canada

From Private Companies

Drivers who live in the following provinces must purchase coverage from a private insurance company:

  • Ontario
  • Alberta
  • New Brunswick
  • Prince Edward Island
  • Nova Scotia
  • Newfoundland and Labrador


From the Government

Drivers who live in the following three provinces must purchase their auto insurance through a government-run agency:

  • British Columbia
  • Saskatchewan
  • Manitoba


A bit of both: Quebec

The Quebec auto insurance model is a bit different than the rest. Some components of a Quebec driver’s coverage are rolled into their driver’s licence and vehicle registration fees.

Other components however, must be purchased from a private insurer. These components include: the civil liability coverage (which is mandatory) and optional coverages (like collision and comprehensive).

What's the cheapest car insurance?

Insurance is funny, in a weird sort of way, because rates can vary wildly between insurance companies. Also, premiums often change so the insurance provider who offered you the best rate two years ago, or even last year, may not be the insurer who offers you the best car insurance rate today. That’s why it’s so important to shop around, because the quote you get from one company can be significantly higher (or lower) than the quote you get from another.